FORT FINANCIAL Federal Credit Union
FORT FINANCIAL Federal Credit Union received 433 applications in 2025 and made 306 mortgages, in 41 counties across 10 states. The median rate its borrowers got was 7.000% on a median loan of $85,000. Of 364 decisions, 58 were denials — 15.9%, most often for credit history. 2 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 54930027H7CJF9GCDZ36 |
|---|---|
| Applications received | 433 |
| Mortgages made | 306 |
| Denied | 58 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 69 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.7185 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 74 | 6.625% | $220,000 | 15.9% |
| Refinancing | 19 | 7.000% | $175,000 | 17.4% |
| Cash-out refinancing | 77 | 6.125% | $165,000 | 32.5% |
| Other purposes | 136 | 8.240% | $35,000 | 2.2% |
Where FORT FINANCIAL Federal Credit Union lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Allen County, IN | 146 | 7.000% | 10.4% |
| DeKalb County, IN | 28 | 7.120% | 17.7% |
| Alcorn County, MS | 26 | 6.813% | 29.7% |
| Steuben County, IN | 22 | 7.240% | 4.4% |
| Whitley County, IN | 16 | 7.740% | 5.9% |
| Noble County, IN | 12 | 6.870% | 7.7% |
| Kosciusko County, IN | 6 | Under 10 loans | 14.3% |
| Lee County, MS | 6 | Under 10 loans | 14.3% |
| Huntington County, IN | 5 | Under 10 loans | 28.6% |
| Tishomingo County, MS | 5 | Under 10 loans | 28.6% |
| Gaston County, NC | 5 | Under 10 loans | 37.5% |
| Adams County, IN | 3 | Under 10 loans | 0.0% |
| Elkhart County, IN | 2 | Under 10 loans | 0.0% |
| Grant County, IN | 2 | Under 10 loans | 0.0% |
| Prentiss County, MS | 2 | Under 10 loans | 60.0% |
| Lincoln County, NC | 2 | Under 10 loans | 33.3% |
| Williams County, OH | 2 | Under 10 loans | 0.0% |
| Martin County, FL | 1 | Under 10 loans | 0.0% |
| Delaware County, IN | 1 | Under 10 loans | 0.0% |
| Johnson County, IN | 1 | Under 10 loans | 0.0% |
| LaGrange County, IN | 1 | Under 10 loans | 0.0% |
| Marshall County, IN | 1 | Under 10 loans | 50.0% |
| St. Joseph County, IN | 1 | Under 10 loans | 0.0% |
| Wabash County, IN | 1 | Under 10 loans | 50.0% |
| Jefferson County, KY | 1 | Under 10 loans | 0.0% |
| Chippewa County, MI | 1 | Under 10 loans | 0.0% |
| Rutherford County, NC | 1 | Under 10 loans | 0.0% |
| Stanly County, NC | 1 | Under 10 loans | 0.0% |
| Franklin County, OH | 1 | Under 10 loans | 0.0% |
| Paulding County, OH | 1 | Under 10 loans | 0.0% |
| Van Wert County, OH | 1 | Under 10 loans | 0.0% |
| Hardeman County, TN | 1 | Under 10 loans | 0.0% |
| Hardin County, TN | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 0 | Under 10 loans | Not published |
| Wells County, IN | 0 | Under 10 loans | Not published |
| Bossier Parish, LA | 0 | Under 10 loans | 100.0% |
| Itawamba County, MS | 0 | Under 10 loans | 100.0% |
| Tippah County, MS | 0 | Under 10 loans | 100.0% |
| Union County, MS | 0 | Under 10 loans | 100.0% |
| McNairy County, TN | 0 | Under 10 loans | 100.0% |
| Carroll County, VA | 0 | Under 10 loans | 100.0% |
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When FORT FINANCIAL Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.