Mortgage Lender Index

Wellworth Bank

Wellworth Bank is a state bank, not a federal reserve member based in Lafayette, Tennessee, with $1.8 billion in assets and $1.5 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 20 branches in 12 counties.

FDIC certificate1711
Charter classState bank, not a Federal Reserve member
EstablishedNot published
Assets$1.8 billion
Deposits$1.5 billion
Offices20
Net income, year to date$11.7 million
Return on assets1.30%
Websitewww.wellworth.bank
Mortgage lendingNo lender of this name reports under HMDA: this bank does not file HMDA, or files under another name.

Branches by county, 2026

CountyBranchesDeposits
Macon County, TN 4$372.1 million
Coffee County, TN 2$195.6 million
DeKalb County, TN 2$180.0 million
Putnam County, TN 2$168.0 million
Smith County, TN 2$76.3 million
Wilson County, TN 2$73.3 million
Overton County, TN 1$125.6 million
Jackson County, TN 1$108.3 million
Clay County, TN 1$87.6 million
Bedford County, TN 1$66.7 million
Sumner County, TN 1$52.7 million
Franklin County, TN 1$30.4 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.