3RD STREET FINANCIAL CORP.
3RD STREET FINANCIAL CORP. received 268 applications in 2025 and made 185 mortgages, in 41 counties across 6 states. The median rate its borrowers got was 6.500% on a median loan of $265,000. Of 185 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 254900QXDYW5OTSNTL04 |
|---|---|
| Applications received | 268 |
| Mortgages made | 185 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 83 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.229 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 185 | 6.500% | $265,000 | 0.0% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where 3RD STREET FINANCIAL CORP. lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Butler County, OH | 70 | 6.500% | 0.0% |
| Hamilton County, OH | 20 | 6.495% | 0.0% |
| Warren County, OH | 17 | 6.624% | 0.0% |
| Montgomery County, OH | 16 | 6.750% | 0.0% |
| Clermont County, OH | 8 | Under 10 loans | 0.0% |
| Williamson County, TN | 7 | Under 10 loans | 0.0% |
| Preble County, OH | 6 | Under 10 loans | 0.0% |
| Greene County, OH | 3 | Under 10 loans | 0.0% |
| Montgomery County, TN | 3 | Under 10 loans | 0.0% |
| Polk County, FL | 2 | Under 10 loans | 0.0% |
| Kenton County, KY | 2 | Under 10 loans | 0.0% |
| Miami County, OH | 2 | Under 10 loans | 0.0% |
| Davidson County, TN | 2 | Under 10 loans | 0.0% |
| Maury County, TN | 2 | Under 10 loans | 0.0% |
| Rutherford County, TN | 2 | Under 10 loans | 0.0% |
| Sumner County, TN | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| Franklin County, IN | 1 | Under 10 loans | 0.0% |
| Hendricks County, IN | 1 | Under 10 loans | 0.0% |
| Campbell County, KY | 1 | Under 10 loans | 0.0% |
| Hardin County, KY | 1 | Under 10 loans | 0.0% |
| Stokes County, NC | 1 | Under 10 loans | 0.0% |
| Brown County, OH | 1 | Under 10 loans | 0.0% |
| Crawford County, OH | 1 | Under 10 loans | 0.0% |
| Fairfield County, OH | 1 | Under 10 loans | 0.0% |
| Highland County, OH | 1 | Under 10 loans | 0.0% |
| Summit County, OH | 1 | Under 10 loans | 0.0% |
| Bedford County, TN | 1 | Under 10 loans | 0.0% |
| Claiborne County, TN | 1 | Under 10 loans | 0.0% |
| Coffee County, TN | 1 | Under 10 loans | 0.0% |
| Dickson County, TN | 1 | Under 10 loans | 0.0% |
| Franklin County, TN | 1 | Under 10 loans | 0.0% |
| Humphreys County, TN | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Monroe County, TN | 1 | Under 10 loans | 0.0% |
| Stewart County, TN | 1 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 0 | Under 10 loans | Not published |
| Mecklenburg County, NC | 0 | Under 10 loans | Not published |
| Grundy County, TN | 0 | Under 10 loans | Not published |
| Hardin County, TN | 0 | Under 10 loans | Not published |
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When 3RD STREET FINANCIAL CORP.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.