Mortgage Lender Index

BANKSOUTH MORTGAGE COMPANY, LLC

BANKSOUTH MORTGAGE COMPANY, LLC received 2,547 applications in 2025 and made 2,057 mortgages, in 159 counties across 12 states. The median rate its borrowers got was 6.375% on a median loan of $325,000. Of 2,162 decisions, 101 were denials — 4.7%, most often for debt-to-income ratio.

Legal Entity Identifier549300ZN5MIVRMVHJS09
Applications received2,547
Mortgages made2,057
Denied101
Approved, not taken up4
Withdrawn or incomplete385
Loans bought from other lenders2
Median rate spread over the prime offer rate0.134 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,900 6.375%$325,000 4.1%
Refinancing108 6.250%$405,000 9.2%
Cash-out refinancing38 6.563%$275,000 17.4%
Other purposes11 6.750%$225,000 8.3%

Where BANKSOUTH MORTGAGE COMPANY, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Fulton County, GA 2456.625%3.9%
Cobb County, GA 1946.250%3.5%
DeKalb County, GA 1226.500%3.9%
Bartow County, GA 1046.433%1.0%
Gwinnett County, GA 906.375%3.2%
Rockdale County, GA 834.990%5.7%
Chatham County, GA 826.250%9.9%
Lowndes County, GA 826.000%0.0%
Cherokee County, GA 806.500%7.0%
Forsyth County, GA 686.625%1.4%
Greene County, GA 576.500%1.7%
Paulding County, GA 456.125%0.0%
Carroll County, GA 446.125%6.4%
Putnam County, GA 446.063%8.3%
Barrow County, GA 416.250%2.4%
Gordon County, GA 326.125%3.0%
Hall County, GA 306.438%9.1%
Coweta County, GA 286.188%0.0%
Clarke County, GA 266.625%10.0%
Jackson County, GA 266.563%0.0%
Fayette County, GA 256.750%0.0%
Effingham County, GA 226.125%20.7%
Columbia County, GA 196.250%5.0%
Floyd County, GA 196.125%0.0%
Walton County, GA 196.125%9.5%
Hamilton County, TN 196.125%0.0%
Bryan County, GA 186.250%0.0%
Henry County, GA 176.125%15.0%
Liberty County, GA 156.000%16.7%
Whitfield County, GA 145.933%0.0%
Clayton County, GA 136.125%13.3%
Cook County, GA 136.375%7.1%
Oconee County, GA 126.433%0.0%
Oconee County, SC 126.563%0.0%
Madison County, GA 116.625%0.0%
Douglas County, GA 106.375%9.1%
Dawson County, GA 9Under 10 loans0.0%
Lumpkin County, GA 9Under 10 loans0.0%
Bay County, FL 8Under 10 loans0.0%
Pasco County, FL 8Under 10 loans0.0%
Haralson County, GA 8Under 10 loans11.1%
Morgan County, GA 8Under 10 loans11.1%
Berrien County, GA 7Under 10 loans0.0%
Brooks County, GA 7Under 10 loans0.0%
Bulloch County, GA 7Under 10 loans0.0%
Lanier County, GA 7Under 10 loans0.0%
Newton County, GA 7Under 10 loans22.2%
Spartanburg County, SC 7Under 10 loans0.0%
Baldwin County, GA 6Under 10 loans0.0%
Gilmer County, GA 6Under 10 loans25.0%

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When BANKSOUTH MORTGAGE COMPANY, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.