Mortgage Lender Index

FIRST EQUITY MORTGAGE INCORPORATED

FIRST EQUITY MORTGAGE INCORPORATED received 2,320 applications in 2025 and made 1,278 mortgages, in 74 counties across 9 states. The median rate its borrowers got was 6.375% on a median loan of $475,000. Of 1,515 decisions, 237 were denials — 15.6%, most often for debt-to-income ratio.

Legal Entity Identifier549300X8AUU3UC1ULZ79
Applications received2,320
Mortgages made1,278
Denied237
Approved, not taken up0
Withdrawn or incomplete805
Loans bought from other lenders0
Median rate spread over the prime offer rate0.038 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,269 6.375%$475,000 15.7%
Refinancing7 Under 10 loansUnder 10 loans 0.0%
Other purposes2 Under 10 loansUnder 10 loans 33.3%

Where FIRST EQUITY MORTGAGE INCORPORATED lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Boone County, KY 1486.375%16.9%
Kenton County, KY 936.250%13.9%
Collin County, TX 866.375%25.9%
Lorain County, OH 686.495%5.6%
Hamilton County, IN 576.500%1.7%
Williamson County, TN 566.125%9.7%
Medina County, OH 526.375%7.1%
Warren County, OH 426.375%28.8%
Denton County, TX 416.500%4.7%
Wake County, NC 396.375%15.2%
Campbell County, KY 386.375%2.6%
Hamilton County, OH 385.990%22.5%
St. Johns County, FL 356.125%5.4%
Montgomery County, TX 306.688%11.8%
Cuyahoga County, OH 296.375%6.5%
Williamson County, TX 296.375%9.4%
Prince William County, VA 276.375%27.0%
Travis County, TX 246.375%14.3%
Harnett County, NC 236.375%8.0%
Clermont County, OH 236.250%8.0%
Butler County, OH 226.563%31.3%
Davidson County, TN 216.490%8.7%
Hendricks County, IN 206.188%20.0%
Stafford County, VA 195.875%38.7%
Tarrant County, TX 186.438%10.0%
Maury County, TN 176.125%15.0%
Fort Bend County, TX 176.375%26.1%
Hancock County, IN 156.625%6.3%
Parker County, TX 156.625%0.0%
Summit County, OH 126.375%7.7%
Brazoria County, TX 126.058%29.4%
Rockwall County, TX 106.370%23.1%
Manassas city, VA 106.313%37.5%
Johnston County, NC 9Under 10 loans0.0%
Rutherford County, TN 8Under 10 loans0.0%
Duval County, FL 7Under 10 loans0.0%
Chatham County, NC 7Under 10 loans12.5%
Dallas County, TX 6Under 10 loans45.5%
Spotsylvania County, VA 6Under 10 loans0.0%
Hays County, TX 5Under 10 loans28.6%
Marion County, IN 4Under 10 loans33.3%
Orange County, NC 4Under 10 loans0.0%
Comal County, TX 4Under 10 loans33.3%
Clay County, FL 3Under 10 loans0.0%
Durham County, NC 3Under 10 loans0.0%
Sumner County, TN 3Under 10 loans0.0%
Guadalupe County, TX 3Under 10 loans0.0%
Kaufman County, TX 3Under 10 loans40.0%
Loudoun County, VA 3Under 10 loans25.0%
Boone County, IN 2Under 10 loans0.0%

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When FIRST EQUITY MORTGAGE INCORPORATED’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.