The Farmers Bank
The Farmers Bank received 425 applications in 2025 and made 342 mortgages, in 33 counties across 3 states. The median rate its borrowers got was 7.500% on a median loan of $290,000. Of 409 decisions, 24 were denials — 5.9%, most often for credit history.
| Legal Entity Identifier | 549300C4CKL0HRXJ3085 |
|---|---|
| Applications received | 425 |
| Mortgages made | 342 |
| Denied | 24 |
| Approved, not taken up | 43 |
| Withdrawn or incomplete | 16 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.049 points |
| FDIC-insured bank | Yes: Farmers Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 221 | 7.125% | $325,000 | 5.2% |
| Refinancing | 88 | 8.000% | $220,000 | 5.0% |
| Cash-out refinancing | 12 | 6.490% | $245,000 | 20.0% |
| Other purposes | 21 | 8.000% | $75,000 | 7.7% |
Where The Farmers Bank lends most
The 33 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sumner County, TN | 142 | 7.750% | 5.4% |
| Robertson County, TN | 99 | 7.500% | 7.0% |
| Davidson County, TN | 36 | 7.750% | 0.0% |
| Macon County, TN | 19 | 6.624% | 14.8% |
| Cheatham County, TN | 7 | Under 10 loans | 0.0% |
| Montgomery County, TN | 6 | Under 10 loans | 0.0% |
| Allen County, KY | 3 | Under 10 loans | 0.0% |
| Smith County, TN | 3 | Under 10 loans | 0.0% |
| Logan County, KY | 2 | Under 10 loans | 40.0% |
| Simpson County, KY | 2 | Under 10 loans | 0.0% |
| Trigg County, KY | 2 | Under 10 loans | 0.0% |
| Warren County, KY | 2 | Under 10 loans | 0.0% |
| Marion County, TN | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Christian County, KY | 1 | Under 10 loans | 0.0% |
| Green County, KY | 1 | Under 10 loans | 0.0% |
| Muhlenberg County, KY | 1 | Under 10 loans | 0.0% |
| Cannon County, TN | 1 | Under 10 loans | 0.0% |
| Cumberland County, TN | 1 | Under 10 loans | 0.0% |
| Dickson County, TN | 1 | Under 10 loans | 0.0% |
| Franklin County, TN | 1 | Under 10 loans | 0.0% |
| Gibson County, TN | 1 | Under 10 loans | 0.0% |
| Hamilton County, TN | 1 | Under 10 loans | 0.0% |
| Humphreys County, TN | 1 | Under 10 loans | 0.0% |
| Jackson County, TN | 1 | Under 10 loans | 0.0% |
| Marshall County, TN | 1 | Under 10 loans | 0.0% |
| Putnam County, TN | 1 | Under 10 loans | 0.0% |
| Rutherford County, TN | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
| Trousdale County, TN | 1 | Under 10 loans | 0.0% |
| Metcalfe County, KY | 0 | Under 10 loans | 0.0% |
| Giles County, TN | 0 | Under 10 loans | 100.0% |
| Williamson County, TN | 0 | Under 10 loans | 0.0% |
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When The Farmers Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.