Mortgage Lender Index

UMB Bank, National Association

UMB Bank, National Association is a national bank based in Kansas City, Missouri, with $71.9 billion in assets and $60.2 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 192 branches in 92 counties.

FDIC certificate8273
Charter classNational bank
EstablishedNot published
Assets$71.9 billion
Deposits$60.2 billion
Offices209
Net income, year to date$501.2 million
Return on assets1.39%
Websitewww.umb.com
Mortgage lendingUMB Bank, National Association reported 2,686 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Johnson County, KS 14$1.7 billion
Jackson County, MO 13$31.7 billion
Maricopa County, AZ 13$3.7 billion
Denver County, CO 7$4.1 billion
Dubuque County, IA 7$977.5 million
St. Louis County, MO 7$349.4 million
Bernalillo County, NM 6$1.2 billion
Jefferson County, CO 6$394.3 million
Lubbock County, TX 5$547.7 million
Winnebago County, IL 4$1.6 billion
El Paso County, CO 4$430.4 million
Arapahoe County, CO 4$356.3 million
Sheboygan County, WI 4$294.6 million
Dane County, WI 3$452.1 million
Clay County, MO 3$376.3 million
Greene County, MO 3$255.1 million
St. Charles County, MO 3$195.5 million
Hennepin County, MN 2$482.8 million
Santa Fe County, NM 2$364.4 million
Sedgwick County, KS 2$222.0 million
San Luis Obispo County, CA 2$221.0 million
Buchanan County, MO 2$196.3 million
Sandoval County, NM 2$172.1 million
Wyandotte County, KS 2$130.4 million
Oklahoma County, OK 2$118.9 million
Rio Arriba County, NM 2$116.6 million
Jasper County, MO 2$78.7 million
Colfax County, NM 2$70.4 million
St. Louis city, MO 1$2.1 billion
Tarrant County, TX 1$1.2 billion
Fresno County, CA 1$735.2 million
Shawnee County, KS 1$357.0 million
Salt Lake County, UT 1$319.4 million
Valencia County, NM 1$222.4 million
Green County, WI 1$219.3 million
Douglas County, NE 1$195.1 million
Hockley County, TX 1$159.1 million
Jo Daviess County, IL 1$144.6 million
Platte County, MO 1$144.5 million
Atchison County, KS 1$129.1 million
Boone County, MO 1$120.8 million
Cass County, MO 1$120.1 million
Mariposa County, CA 1$115.4 million
Cole County, MO 1$111.7 million
Johnson County, MO 1$109.8 million
Madison County, IL 1$108.7 million
Linn County, MO 1$96.5 million
Jefferson County, MO 1$93.3 million
Curry County, NM 1$90.8 million
Madera County, CA 1$88.4 million
Saline County, KS 1$86.8 million
Bailey County, TX 1$86.0 million
Los Alamos County, NM 1$84.2 million
Brown County, KS 1$81.0 million
Nemaha County, KS 1$78.6 million
Scurry County, TX 1$78.2 million
Bourbon County, KS 1$77.2 million
Quay County, NM 1$75.4 million
Grant County, WI 1$75.3 million
Grand County, CO 1$75.0 million
Ector County, TX 1$73.9 million
Benton County, MO 1$73.8 million
Milwaukee County, WI 1$72.8 million
Barry County, MO 1$71.6 million
Gray County, TX 1$69.9 million
Tulsa County, OK 1$67.4 million
Russell County, KS 1$59.8 million
Mitchell County, TX 1$57.8 million
Weld County, CO 1$55.6 million
Douglas County, KS 1$55.1 million
St. Clair County, IL 1$55.0 million
Riley County, KS 1$54.0 million
Boulder County, CO 1$53.8 million
Eagle County, CO 1$50.8 million
Lamb County, TX 1$50.6 million
Lynn County, TX 1$49.0 million
Midland County, TX 1$48.1 million
Tuolumne County, CA 1$45.3 million
Cooper County, MO 1$45.1 million
Henry County, MO 1$42.6 million
Taylor County, TX 1$39.6 million
Guadalupe County, NM 1$39.0 million
Dickinson County, KS 1$36.9 million
Denton County, TX 1$34.4 million
Brown County, WI 1$33.1 million
Parmer County, TX 1$26.9 million
Union County, NM 1$26.4 million
Yoakum County, TX 1$25.1 million
Dallas County, TX 1$23.5 million
Roosevelt County, NM 1$23.2 million
Monterey County, CA 1$21.0 million
Polk County, IA 1$18.3 million

Closed since the 2025 survey

6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.