Mortgage Lender Index

Mortgage lenders in Yoakum County

74 mortgages were made in Yoakum County, Texas, in 2025, by 61 lenders. The median rate their borrowers got was 6.875% on a median loan of $170,000. Of 129 decisions, 48 were denials — 37.2%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
21st Mortgage Corporation 8 Under 10 loans Under 10 loans 69.2%
Equity Prime Mortgage LLC 7 Under 10 loans Under 10 loans 22.2%
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 40.0%
PLAZA HOME MORTGAGE, INC. 4 Under 10 loans Under 10 loans 55.6%
ALLIANCE CREDIT UNION 4 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 Under 10 loans Under 10 loans 0.0%
City Bank 4 Under 10 loans Under 10 loans 0.0%
Texas Tech Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 42.9%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 50.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 50.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 50.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 50.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
ROUNDPOINT MORTGAGE SERVICING LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
West Texas National Bank 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Amarillo National Bank 1 Under 10 loans Under 10 loans 0.0%
First United Bank 1 Under 10 loans Under 10 loans 0.0%
EFINITY FINANCIAL INC. 1 Under 10 loans Under 10 loans 0.0%
TEXAS TRUST 1 Under 10 loans Under 10 loans 0.0%
American National Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
First New Mexico Bank, Las Cruces 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
Wellington State Bank 0 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans 100.0%
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Complex Community Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
GENEVA FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
MYCUMORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
SECURITY SERVICE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Prosperity Bank 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
First Financial Bank 0 Under 10 loans Under 10 loans 100.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans Not published
UMB Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
ROGUE CREDIT UNION 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Yoakum County

5 FDIC-insured branches from 5 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Plains State Bank 1$156.3 million
Wells Fargo Bank, National Association 1$61.1 million
Sundown State Bank 1$55.8 million
West Texas National Bank 1$46.8 million
UMB Bank, National Association 1$25.1 million

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When the next year’s lending figures are out for Yoakum County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.