First United Bank
First United Bank received 417 applications in 2025 and made 384 mortgages, in 59 counties across 7 states. The median rate its borrowers got was 6.433% on a median loan of $215,000. Of 412 decisions, 8 were denials — 1.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300DDDXGC8OXLNZ36 |
|---|---|
| Applications received | 417 |
| Mortgages made | 384 |
| Denied | 8 |
| Approved, not taken up | 20 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.052 points |
| FDIC-insured bank | Yes: First United Bank, 25 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 309 | 6.375% | $215,000 | 2.1% |
| Refinancing | 45 | 6.625% | $205,000 | 0.0% |
| Cash-out refinancing | 27 | 6.875% | $225,000 | 3.3% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where First United Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Randall County, TX | 120 | 6.313% | 3.1% |
| Lubbock County, TX | 86 | 6.563% | 0.0% |
| Potter County, TX | 30 | 6.313% | 3.1% |
| Gaines County, TX | 22 | 6.750% | 4.4% |
| Lamb County, TX | 14 | 6.500% | 0.0% |
| Childress County, TX | 9 | Under 10 loans | 0.0% |
| Moore County, TX | 9 | Under 10 loans | 0.0% |
| Wichita County, TX | 9 | Under 10 loans | 0.0% |
| Dawson County, TX | 5 | Under 10 loans | 0.0% |
| Donley County, TX | 5 | Under 10 loans | 0.0% |
| Hutchinson County, TX | 5 | Under 10 loans | 0.0% |
| Hale County, TX | 4 | Under 10 loans | 0.0% |
| Tarrant County, TX | 4 | Under 10 loans | 0.0% |
| Archer County, TX | 3 | Under 10 loans | 0.0% |
| Carson County, TX | 3 | Under 10 loans | 0.0% |
| Hockley County, TX | 3 | Under 10 loans | 0.0% |
| Kaufman County, TX | 3 | Under 10 loans | 0.0% |
| Parmer County, TX | 3 | Under 10 loans | 25.0% |
| Terry County, TX | 3 | Under 10 loans | 0.0% |
| Armstrong County, TX | 2 | Under 10 loans | 0.0% |
| Bailey County, TX | 2 | Under 10 loans | 0.0% |
| Brazos County, TX | 2 | Under 10 loans | 0.0% |
| Castro County, TX | 2 | Under 10 loans | 0.0% |
| Gray County, TX | 2 | Under 10 loans | 0.0% |
| Hartley County, TX | 2 | Under 10 loans | 0.0% |
| Midland County, TX | 2 | Under 10 loans | 0.0% |
| Palo Pinto County, TX | 2 | Under 10 loans | 0.0% |
| Taylor County, TX | 2 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Stearns County, MN | 1 | Under 10 loans | 0.0% |
| Hinds County, MS | 1 | Under 10 loans | 0.0% |
| Colfax County, NM | 1 | Under 10 loans | 0.0% |
| Lea County, NM | 1 | Under 10 loans | 0.0% |
| Lincoln County, NM | 1 | Under 10 loans | 0.0% |
| Taos County, NM | 1 | Under 10 loans | 0.0% |
| Delaware County, OH | 1 | Under 10 loans | 0.0% |
| Franklin County, OH | 1 | Under 10 loans | 0.0% |
| Baylor County, TX | 1 | Under 10 loans | 0.0% |
| Bell County, TX | 1 | Under 10 loans | 0.0% |
| Cottle County, TX | 1 | Under 10 loans | 0.0% |
| Deaf Smith County, TX | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Ector County, TX | 1 | Under 10 loans | 0.0% |
| Ellis County, TX | 1 | Under 10 loans | 0.0% |
| Hall County, TX | 1 | Under 10 loans | 0.0% |
| Haskell County, TX | 1 | Under 10 loans | 0.0% |
| Hopkins County, TX | 1 | Under 10 loans | 0.0% |
| Lipscomb County, TX | 1 | Under 10 loans | 0.0% |
| Llano County, TX | 1 | Under 10 loans | 0.0% |
| Montague County, TX | 1 | Under 10 loans | 0.0% |
Get told when this changes
When First United Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.