Mortgage Lender Index

TEXAS TRUST

TEXAS TRUST received 477 applications in 2025 and made 393 mortgages, in 34 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $125,000. Of 454 decisions, 59 were denials — 13.0%.

Legal Entity Identifier549300KKOHQFSTKHSN59
Applications received477
Mortgages made393
Denied59
Approved, not taken up2
Withdrawn or incomplete23
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase82 Not published$255,000 3.5%
Refinancing8 Under 10 loansUnder 10 loans 27.3%
Cash-out refinancing116 Not published$175,000 15.8%
Other purposes187 Not published$85,000 14.2%

Where TEXAS TRUST lends most

The 34 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Tarrant County, TX 156Not published15.6%
Dallas County, TX 91Not published16.5%
Ellis County, TX 26Not published7.1%
Tom Green County, TX 24Not published7.7%
Henderson County, TX 22Not published4.4%
Denton County, TX 16Not published15.8%
Collin County, TX 10Not published9.1%
Johnson County, TX 10Not published8.3%
Parker County, TX 6Under 10 loans0.0%
Grayson County, TX 3Under 10 loans0.0%
Hood County, TX 3Under 10 loans0.0%
Kaufman County, TX 3Under 10 loans0.0%
Anderson County, TX 2Under 10 loans33.3%
Panola County, TX 2Under 10 loans0.0%
Van Zandt County, TX 2Under 10 loans0.0%
Bosque County, TX 1Under 10 loans0.0%
Cherokee County, TX 1Under 10 loans0.0%
Concho County, TX 1Under 10 loans0.0%
Fannin County, TX 1Under 10 loans0.0%
Hamilton County, TX 1Under 10 loans0.0%
Hill County, TX 1Under 10 loans0.0%
Hunt County, TX 1Under 10 loans0.0%
Lubbock County, TX 1Under 10 loans0.0%
McLennan County, TX 1Under 10 loans0.0%
Madison County, TX 1Under 10 loans0.0%
Marion County, TX 1Under 10 loans0.0%
Navarro County, TX 1Under 10 loans0.0%
Palo Pinto County, TX 1Under 10 loans0.0%
Rockwall County, TX 1Under 10 loans0.0%
Scurry County, TX 1Under 10 loans0.0%
Taylor County, TX 1Under 10 loans0.0%
Yoakum County, TX 1Under 10 loans0.0%
Leon County, TX 0Under 10 loansNot published
Schleicher County, TX 0Under 10 loans100.0%

Get told when this changes

When TEXAS TRUST’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.