Complex Community Federal Credit Union
Complex Community Federal Credit Union received 330 applications in 2025 and made 221 mortgages, in 29 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $125,000. Of 319 decisions, 72 were denials — 22.6%.
| Legal Entity Identifier | 2549002DGXCCIY4BGZ41 |
|---|---|
| Applications received | 330 |
| Mortgages made | 221 |
| Denied | 72 |
| Approved, not taken up | 26 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.41 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 37 | Not published | $245,000 | 7.8% |
| Refinancing | 19 | Not published | $145,000 | 19.2% |
| Cash-out refinancing | 34 | Not published | $130,000 | 21.7% |
| Other purposes | 131 | Not published | $105,000 | 27.0% |
Where Complex Community Federal Credit Union lends most
The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ector County, TX | 148 | Not published | 17.1% |
| Midland County, TX | 28 | Not published | 28.9% |
| Howard County, TX | 10 | Not published | 20.0% |
| Ward County, TX | 10 | Not published | 23.5% |
| Andrews County, TX | 5 | Under 10 loans | 38.5% |
| Gaines County, TX | 4 | Under 10 loans | 0.0% |
| Crane County, TX | 2 | Under 10 loans | 33.3% |
| Martin County, TX | 2 | Under 10 loans | 50.0% |
| Bexar County, TX | 1 | Under 10 loans | 0.0% |
| Brown County, TX | 1 | Under 10 loans | 0.0% |
| Dawson County, TX | 1 | Under 10 loans | 0.0% |
| Eastland County, TX | 1 | Under 10 loans | 0.0% |
| Glasscock County, TX | 1 | Under 10 loans | 0.0% |
| Grayson County, TX | 1 | Under 10 loans | 0.0% |
| Hill County, TX | 1 | Under 10 loans | 0.0% |
| Lubbock County, TX | 1 | Under 10 loans | 75.0% |
| Mitchell County, TX | 1 | Under 10 loans | 0.0% |
| Scurry County, TX | 1 | Under 10 loans | 0.0% |
| Tom Green County, TX | 1 | Under 10 loans | 0.0% |
| Upton County, TX | 1 | Under 10 loans | 0.0% |
| Anderson County, TX | 0 | Under 10 loans | 100.0% |
| Hale County, TX | 0 | Under 10 loans | 100.0% |
| Hunt County, TX | 0 | Under 10 loans | 0.0% |
| Lamb County, TX | 0 | Under 10 loans | 100.0% |
| Reeves County, TX | 0 | Under 10 loans | 100.0% |
| Taylor County, TX | 0 | Under 10 loans | 100.0% |
| Winkler County, TX | 0 | Under 10 loans | 100.0% |
| Yoakum County, TX | 0 | Under 10 loans | 100.0% |
| Young County, TX | 0 | Under 10 loans | 0.0% |
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When Complex Community Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.