Bison State Bank
Bison State Bank received 1,117 applications in 2025 and made 647 mortgages, in 406 counties across 48 states. The median rate its borrowers got was 6.125% on a median loan of $495,000. Of 662 decisions, 11 were denials — 1.7%, most often for collateral.
| Legal Entity Identifier | 549300T61O0X0RJMQ375 |
|---|---|
| Applications received | 1,117 |
| Mortgages made | 647 |
| Denied | 11 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 455 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.165 points |
| FDIC-insured bank | Yes: Bison State Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 363 | 6.250% | $475,000 | 1.9% |
| Refinancing | 213 | 5.875% | $545,000 | 1.4% |
| Cash-out refinancing | 71 | 6.490% | $405,000 | 1.4% |
Where Bison State Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Johnson County, KS | 33 | 6.125% | 0.0% |
| Jackson County, MO | 17 | 6.625% | 0.0% |
| King County, WA | 14 | 6.308% | 0.0% |
| Cook County, IL | 13 | 6.125% | 0.0% |
| Middlesex County, MA | 10 | 6.188% | 0.0% |
| Los Angeles County, CA | 9 | Under 10 loans | 10.0% |
| Harris County, TX | 9 | Under 10 loans | 10.0% |
| Snohomish County, WA | 9 | Under 10 loans | 0.0% |
| Alameda County, CA | 8 | Under 10 loans | 0.0% |
| Hennepin County, MN | 8 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 7 | Under 10 loans | 12.5% |
| Lee County, FL | 7 | Under 10 loans | 0.0% |
| Fairfax County, VA | 7 | Under 10 loans | 0.0% |
| Riverside County, CA | 6 | Under 10 loans | 0.0% |
| Wyandotte County, KS | 6 | Under 10 loans | 0.0% |
| Ocean County, NJ | 6 | Under 10 loans | 0.0% |
| Wake County, NC | 6 | Under 10 loans | 0.0% |
| Collin County, TX | 6 | Under 10 loans | 0.0% |
| Dallas County, TX | 6 | Under 10 loans | 0.0% |
| Orange County, CA | 5 | Under 10 loans | 0.0% |
| Clay County, MO | 5 | Under 10 loans | 0.0% |
| St. Charles County, MO | 5 | Under 10 loans | 0.0% |
| St. Louis County, MO | 5 | Under 10 loans | 0.0% |
| Clark County, NV | 5 | Under 10 loans | 16.7% |
| Mecklenburg County, NC | 5 | Under 10 loans | 0.0% |
| Hamilton County, OH | 5 | Under 10 loans | 0.0% |
| Shelby County, TN | 5 | Under 10 loans | 0.0% |
| Island County, WA | 5 | Under 10 loans | 0.0% |
| Hancock County, IN | 4 | Under 10 loans | 0.0% |
| Sevier County, TN | 4 | Under 10 loans | 0.0% |
| Travis County, TX | 4 | Under 10 loans | 0.0% |
| Prince William County, VA | 4 | Under 10 loans | 0.0% |
| Clark County, WA | 4 | Under 10 loans | 0.0% |
| Pierce County, WA | 4 | Under 10 loans | 0.0% |
| Pima County, AZ | 3 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 3 | Under 10 loans | 0.0% |
| San Diego County, CA | 3 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 3 | Under 10 loans | 0.0% |
| Jefferson County, CO | 3 | Under 10 loans | 0.0% |
| New Castle County, DE | 3 | Under 10 loans | 0.0% |
| District of Columbia, DC | 3 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 3 | Under 10 loans | 0.0% |
| Cobb County, GA | 3 | Under 10 loans | 0.0% |
| DuPage County, IL | 3 | Under 10 loans | 0.0% |
| Wayne County, MI | 3 | Under 10 loans | 0.0% |
| Bergen County, NJ | 3 | Under 10 loans | 25.0% |
| Essex County, NJ | 3 | Under 10 loans | 0.0% |
| Hudson County, NJ | 3 | Under 10 loans | 0.0% |
| Mercer County, NJ | 3 | Under 10 loans | 0.0% |
| Somerset County, NJ | 3 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.