Mortgage Lender Index

MERCHANTS MORTGAGE & TRUST CORPORATION, LLC

MERCHANTS MORTGAGE & TRUST CORPORATION, LLC received 2,297 applications in 2025 and made 1,980 mortgages, in 248 counties across 34 states. The median rate its borrowers got was 10.000% on a median loan of $425,000. Of 2,021 decisions, 41 were denials — 2.0%, most often for collateral.

Legal Entity Identifier549300YX5RPSSMR88K92
Applications received2,297
Mortgages made1,980
Denied41
Approved, not taken up0
Withdrawn or incomplete276
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,769 10.000%$415,000 1.9%
Refinancing57 10.000%$345,000 0.0%
Cash-out refinancing9 Under 10 loansUnder 10 loans 0.0%
Other purposes145 10.000%$695,000 4.6%

Where MERCHANTS MORTGAGE & TRUST CORPORATION, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 3049.750%2.3%
Maricopa County, AZ 21310.000%0.0%
Denver County, CO 9210.000%0.0%
Sacramento County, CA 879.750%2.3%
San Bernardino County, CA 879.750%3.3%
Orange County, CA 809.500%1.2%
Jefferson County, CO 669.875%0.0%
Riverside County, CA 559.750%0.0%
Multnomah County, OR 5310.250%0.0%
King County, WA 5310.000%0.0%
Arapahoe County, CO 479.750%0.0%
Kern County, CA 4510.000%0.0%
San Diego County, CA 339.750%5.7%
Pierce County, WA 3210.250%3.0%
Snohomish County, WA 2910.250%0.0%
Jackson County, MO 2510.250%0.0%
Bexar County, TX 229.950%0.0%
Alameda County, CA 2110.000%4.6%
Adams County, CO 189.750%0.0%
Marion County, OR 1710.500%0.0%
Solano County, CA 169.750%0.0%
Cook County, IL 1510.500%21.1%
San Joaquin County, CA 1310.000%7.1%
Pinellas County, FL 1310.750%0.0%
Hillsborough County, FL 1210.125%0.0%
Clackamas County, OR 1210.250%0.0%
El Paso County, CO 119.750%0.0%
Contra Costa County, CA 1010.000%0.0%
Douglas County, CO 109.750%0.0%
Wayne County, MI 1010.000%0.0%
Roanoke city, VA 108.875%0.0%
Placer County, CA 9Under 10 loans10.0%
Boulder County, CO 9Under 10 loans0.0%
Weld County, CO 9Under 10 loans0.0%
Johnson County, KS 9Under 10 loans0.0%
Plymouth County, MA 8Under 10 loans0.0%
Macomb County, MI 8Under 10 loans0.0%
Oakland County, MI 8Under 10 loans0.0%
Washington County, OR 8Under 10 loans0.0%
Santa Clara County, CA 7Under 10 loans0.0%
Philadelphia County, PA 7Under 10 loans0.0%
Harris County, TX 7Under 10 loans12.5%
Clark County, WA 7Under 10 loans0.0%
Yavapai County, AZ 6Under 10 loans0.0%
San Francisco County, CA 6Under 10 loans0.0%
Ventura County, CA 6Under 10 loans0.0%
Yuba County, CA 6Under 10 loans14.3%
Pueblo County, CO 6Under 10 loans0.0%
Roanoke County, VA 6Under 10 loans0.0%
Montgomery County, AL 5Under 10 loans0.0%

Get told when this changes

When MERCHANTS MORTGAGE & TRUST CORPORATION, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.