Cornerstone Bank
Cornerstone Bank received 97 applications in 2025 and made 89 mortgages, in 13 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $265,000. Of 97 decisions, 3 were denials — 3.1%.
| Legal Entity Identifier | 254900QXGTL5RYZXK761 |
|---|---|
| Applications received | 97 |
| Mortgages made | 89 |
| Denied | 3 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Cornerstone Bank, 50 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 42 | Not published | $320,000 | 6.0% |
| Refinancing | 37 | Not published | $205,000 | 0.0% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where Cornerstone Bank lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, MO | 49 | Not published | 0.0% |
| Johnson County, KS | 17 | Not published | 0.0% |
| Wyandotte County, KS | 5 | Under 10 loans | 0.0% |
| Cass County, MO | 5 | Under 10 loans | 0.0% |
| Clay County, MO | 3 | Under 10 loans | 0.0% |
| Douglas County, KS | 2 | Under 10 loans | 0.0% |
| Leavenworth County, KS | 2 | Under 10 loans | 0.0% |
| Platte County, MO | 2 | Under 10 loans | 50.0% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| Miller County, MO | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Comal County, TX | 1 | Under 10 loans | 0.0% |
| Saline County, KS | 0 | Under 10 loans | 100.0% |
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When Cornerstone Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.