Emprise Bank
Emprise Bank received 1,063 applications in 2025 and made 617 mortgages, in 61 counties across 10 states. The median rate its borrowers got was 7.700% on a median loan of $55,000. Of 980 decisions, 336 were denials — 34.3%, most often for credit history.
| Legal Entity Identifier | D32W5EBLENJC27207O81 |
|---|---|
| Applications received | 1,063 |
| Mortgages made | 617 |
| Denied | 336 |
| Approved, not taken up | 27 |
| Withdrawn or incomplete | 83 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.8085 points |
| FDIC-insured bank | Yes: Emprise Bank, 32 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 146 | 6.920% | $235,000 | 16.4% |
| Refinancing | 170 | 7.750% | $45,000 | 29.2% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 301 | 8.000% | $35,000 | 42.3% |
Where Emprise Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sedgwick County, KS | 378 | 7.700% | 32.4% |
| Butler County, KS | 76 | 7.750% | 34.4% |
| Allen County, KS | 23 | 7.750% | 39.0% |
| Douglas County, KS | 22 | 7.375% | 8.0% |
| Marion County, KS | 15 | 7.750% | 34.8% |
| Harvey County, KS | 11 | 8.000% | 21.4% |
| Ellis County, KS | 10 | 7.250% | 15.4% |
| Johnson County, KS | 8 | Under 10 loans | 20.0% |
| Neosho County, KS | 8 | Under 10 loans | 47.1% |
| Greenwood County, KS | 7 | Under 10 loans | 30.0% |
| McPherson County, KS | 7 | Under 10 loans | 22.2% |
| Sumner County, KS | 7 | Under 10 loans | 30.0% |
| Douglas County, NE | 6 | Under 10 loans | 66.7% |
| Morris County, KS | 5 | Under 10 loans | 25.0% |
| Cowley County, KS | 3 | Under 10 loans | 60.0% |
| Wyandotte County, KS | 3 | Under 10 loans | 25.0% |
| Jackson County, MO | 3 | Under 10 loans | 25.0% |
| Reno County, KS | 2 | Under 10 loans | 25.0% |
| Riley County, KS | 2 | Under 10 loans | 0.0% |
| Shawnee County, KS | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Scott County, IA | 1 | Under 10 loans | 0.0% |
| Clay County, KS | 1 | Under 10 loans | 0.0% |
| Harper County, KS | 1 | Under 10 loans | 50.0% |
| Jefferson County, KS | 1 | Under 10 loans | 50.0% |
| Leavenworth County, KS | 1 | Under 10 loans | 0.0% |
| Lyon County, KS | 1 | Under 10 loans | 75.0% |
| Osage County, KS | 1 | Under 10 loans | 0.0% |
| Stafford County, KS | 1 | Under 10 loans | 0.0% |
| Wilson County, KS | 1 | Under 10 loans | 50.0% |
| Woodson County, KS | 1 | Under 10 loans | 80.0% |
| Clay County, MO | 1 | Under 10 loans | 0.0% |
| Johnson County, MO | 1 | Under 10 loans | 0.0% |
| Morgan County, MO | 1 | Under 10 loans | 0.0% |
| Platte County, MO | 1 | Under 10 loans | 0.0% |
| Suffolk County, NY | 1 | Under 10 loans | 0.0% |
| Ulster County, NY | 1 | Under 10 loans | 0.0% |
| Delaware County, OK | 1 | Under 10 loans | 0.0% |
| Anderson County, KS | 0 | Under 10 loans | 100.0% |
| Barton County, KS | 0 | Under 10 loans | 100.0% |
| Coffey County, KS | 0 | Under 10 loans | 100.0% |
| Crawford County, KS | 0 | Under 10 loans | 100.0% |
| Elk County, KS | 0 | Under 10 loans | 100.0% |
| Franklin County, KS | 0 | Under 10 loans | Not published |
| Kingman County, KS | 0 | Under 10 loans | 100.0% |
| Labette County, KS | 0 | Under 10 loans | 100.0% |
| Linn County, KS | 0 | Under 10 loans | 100.0% |
| Mitchell County, KS | 0 | Under 10 loans | 100.0% |
| Pottawatomie County, KS | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Emprise Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.