Fidelity Bank, National Association
Fidelity Bank, National Association received 1,406 applications in 2025 and made 980 mortgages, in 385 counties across 41 states. The median rate its borrowers got was 6.875% on a median loan of $185,000. Of 1,201 decisions, 220 were denials — 18.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300L9MOPDT0NKE883 |
|---|---|
| Applications received | 1,406 |
| Mortgages made | 980 |
| Denied | 220 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 205 |
| Loans bought from other lenders | 458 |
| Median rate spread over the prime offer rate | 0.167 points |
| FDIC-insured bank | Yes: Fidelity Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 509 | 6.625% | $255,000 | 3.0% |
| Refinancing | 137 | 7.240% | $170,000 | 14.4% |
| Cash-out refinancing | 45 | 6.875% | $235,000 | 10.0% |
| Other purposes | 289 | 7.240% | $75,000 | 37.9% |
Where Fidelity Bank, National Association lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sedgwick County, KS | 546 | 6.875% | 15.7% |
| Johnson County, KS | 112 | 7.000% | 10.4% |
| Butler County, KS | 54 | 6.625% | 12.7% |
| Oklahoma County, OK | 35 | 7.240% | 42.6% |
| Jackson County, MO | 24 | 6.813% | 7.7% |
| Sumner County, KS | 16 | 6.938% | 30.4% |
| Miami County, KS | 15 | 6.750% | 11.8% |
| Clay County, MO | 10 | 6.935% | 23.1% |
| Cass County, MO | 9 | Under 10 loans | 0.0% |
| Cleveland County, OK | 9 | Under 10 loans | 47.1% |
| Tulsa County, OK | 9 | Under 10 loans | 25.0% |
| Harvey County, KS | 7 | Under 10 loans | 22.2% |
| Cowley County, KS | 6 | Under 10 loans | 25.0% |
| Kingman County, KS | 6 | Under 10 loans | 0.0% |
| Reno County, KS | 6 | Under 10 loans | 14.3% |
| Delaware County, OK | 6 | Under 10 loans | 14.3% |
| Douglas County, KS | 5 | Under 10 loans | 16.7% |
| Shawnee County, KS | 5 | Under 10 loans | 0.0% |
| Wyandotte County, KS | 5 | Under 10 loans | 0.0% |
| Logan County, OK | 5 | Under 10 loans | 16.7% |
| Leavenworth County, KS | 4 | Under 10 loans | 0.0% |
| Platte County, MO | 4 | Under 10 loans | 20.0% |
| Franklin County, KS | 3 | Under 10 loans | 40.0% |
| Canadian County, OK | 3 | Under 10 loans | 57.1% |
| Coffey County, KS | 2 | Under 10 loans | 0.0% |
| Marshall County, KS | 2 | Under 10 loans | 0.0% |
| Osage County, KS | 2 | Under 10 loans | 33.3% |
| Riley County, KS | 2 | Under 10 loans | 0.0% |
| Camden County, MO | 2 | Under 10 loans | 0.0% |
| Grady County, OK | 2 | Under 10 loans | 33.3% |
| Kay County, OK | 2 | Under 10 loans | 0.0% |
| Madison County, AL | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 50.0% |
| Washington County, AR | 1 | Under 10 loans | 50.0% |
| Kings County, CA | 1 | Under 10 loans | 0.0% |
| Monterey County, CA | 1 | Under 10 loans | 0.0% |
| Solano County, CA | 1 | Under 10 loans | 0.0% |
| Stanislaus County, CA | 1 | Under 10 loans | 0.0% |
| Lower Connecticut River Valley Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Western Connecticut Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Gulf County, FL | 1 | Under 10 loans | 0.0% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Seminole County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Catoosa County, GA | 1 | Under 10 loans | 0.0% |
| Jo Daviess County, IL | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.