Mortgage lenders in Cleveland County
6,100 mortgages were made in Cleveland County, Oklahoma, in 2025, by 385 lenders. The median rate their borrowers got was 6.625% on a median loan of $195,000. Of 8,313 decisions, 1,756 were denials — 21.1%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| First United Bank and Trust Company | 518 | 7.000% | $205,000 | 7.0% |
| Rocket Mortgage, LLC | 343 | 6.625% | $185,000 | 22.9% |
| BancFirst | 207 | 7.500% | $115,000 | 8.5% |
| Gateway First Bank | 195 | 6.500% | $225,000 | 4.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 194 | 6.000% | $245,000 | 14.4% |
| Stride Bank, National Association | 172 | 5.990% | $270,000 | 3.9% |
| TINKER FEDERAL CREDIT UNION | 166 | 7.490% | $65,000 | 33.8% |
| BOKF, National Association | 154 | 6.750% | $140,000 | 29.6% |
| Mortgage Research Center, LLC | 151 | 6.250% | $265,000 | 24.3% |
| Arvest Bank | 137 | 7.000% | $185,000 | 17.3% |
| Great Plains National Bank | 133 | 6.375% | $215,000 | 1.5% |
| MLD MORTGAGE INC. | 125 | 6.250% | $195,000 | 1.5% |
| ASSOCIATED MORTGAGE CORPORATION | 112 | 6.500% | $205,000 | 0.8% |
| WEOKIE Federal Credit Union | 107 | 6.250% | $65,000 | 26.2% |
| Navy Federal Credit Union | 102 | 6.750% | $185,000 | 26.4% |
| FINANCIAL CONCEPTS MORTGAGE, LLC | 85 | 6.375% | $235,000 | 0.0% |
| MidFirst Bank | 83 | 6.300% | $165,000 | 32.8% |
| PENNYMAC LOAN SERVICES, LLC | 78 | 6.125% | $225,000 | 13.8% |
| UNION HOME MORTGAGE CORP. | 75 | 6.750% | $215,000 | 1.3% |
| FREEDOM MORTGAGE CORPORATION | 73 | 6.250% | $235,000 | 18.1% |
| Armstrong Bank | 70 | 7.175% | $155,000 | 12.5% |
| NEWREZ LLC | 63 | 6.750% | $195,000 | 19.0% |
| JPMorgan Chase Bank, National Association | 60 | 6.563% | $180,000 | 12.7% |
| 21st Mortgage Corporation | 54 | 10.525% | $95,000 | 76.2% |
| Loandepot.Com, LLC | 54 | 6.500% | $150,000 | 37.6% |
| BETTER MORTGAGE CORPORATION | 54 | 6.625% | $215,000 | 29.5% |
| CMG MORTGAGE, INC. | 53 | 6.000% | $215,000 | 1.8% |
| CWM PARTNERS, L.P. | 51 | 6.250% | $295,000 | 5.6% |
| NATIONSTAR MORTGAGE LLC | 47 | 7.000% | $145,000 | 21.0% |
| LENNAR MORTGAGE, LLC | 46 | 5.250% | $175,000 | 13.0% |
| Sovereign Bank | 46 | 6.813% | $230,000 | 4.2% |
| McClain Bank | 45 | Not published | $165,000 | 15.1% |
| First Fidelity Bank | 43 | Not published | $85,000 | 37.7% |
| V.I.P. MORTGAGE, INC. | 43 | 6.625% | $255,000 | 4.4% |
| CORNERSTONE CAPITAL BANK, SSB | 42 | 6.688% | $205,000 | 4.6% |
| Communication Federal Credit Union | 34 | 7.250% | $85,000 | 11.1% |
| TRUE SKY CREDIT UNION | 34 | 7.000% | $85,000 | 27.7% |
| FLAT BRANCH MORTGAGE, INC. | 34 | 6.313% | $215,000 | 2.9% |
| Coastal Community Bank | 33 | 11.490% | $25,000 | 1.3% |
| Bank of America, National Association | 33 | 6.240% | $195,000 | 52.1% |
| OKLAHOMA'S CREDIT UNION | 33 | 6.500% | $115,000 | 10.8% |
| ENVOY MORTGAGE, LTD | 33 | 6.625% | $275,000 | 5.7% |
| FIRSTTRUST HOME LOANS, INC. | 31 | 6.500% | $385,000 | 0.0% |
| FIGURE LENDING LLC | 30 | 8.575% | $45,000 | 23.0% |
| USAA Federal Savings Bank | 29 | 6.500% | $245,000 | 35.6% |
| KIND LENDING, LLC | 28 | 6.563% | $295,000 | 26.3% |
| GUILD MORTGAGE COMPANY | 28 | 6.500% | $245,000 | 0.0% |
| U.S. Bank National Association | 27 | 8.000% | $75,000 | 61.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 26 | 6.625% | $225,000 | 7.1% |
| THE MORTGAGE LINK, INC. | 26 | 6.625% | $220,000 | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 25 | 6.500% | $185,000 | 3.5% |
| ALLEGIANCE Federal Credit Union | 25 | 6.375% | $85,000 | 12.9% |
| The Central Trust Bank | 25 | 6.600% | $205,000 | 7.4% |
| VALOR BANK | 24 | Not published | $235,000 | 6.5% |
| Luminate Bank | 24 | 6.875% | $200,000 | 7.7% |
| AmeriSave Mortgage Corporation | 23 | 7.875% | $65,000 | 69.2% |
| Kiavi Funding, Inc. | 23 | 9.500% | $185,000 | 14.8% |
| Fairway Independent Mortgage Corporation | 23 | 6.750% | $245,000 | 4.2% |
| AMWEST FUNDING CORP. | 22 | 6.750% | $190,000 | 4.4% |
| SPRING EQ, LLC | 21 | 9.375% | $65,000 | 66.2% |
| SWBC MORTGAGE CORPORATION | 21 | 6.500% | $255,000 | 0.0% |
| OCMBC, INC. | 21 | 6.999% | $245,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 20 | 6.688% | $185,000 | 51.7% |
| Broker Solutions, Inc. | 19 | 7.050% | $215,000 | 26.9% |
| Waterstone Mortgage Corporation | 19 | 6.250% | $265,000 | 9.1% |
| 254900CTT87ZKAUTIJ37 | 19 | 7.375% | $155,000 | 0.0% |
| THE LOAN STORE, INC. | 18 | 6.995% | $230,000 | 13.0% |
| ZILLOW HOME LOANS, LLC | 18 | 6.688% | $230,000 | 5.3% |
| NEW DAY FINANCIAL, LLC | 17 | 6.990% | $215,000 | 46.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 17 | 6.500% | $175,000 | 10.0% |
| GoodLeap, LLC | 17 | 6.500% | $105,000 | 29.7% |
| SOUTHWEST FUNDING, LP | 17 | 6.625% | $225,000 | 9.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 17 | 6.250% | $155,000 | 19.1% |
| Oklahoma Educators Credit Union | 17 | 7.795% | $125,000 | 14.3% |
| Municipal Employees Credit Union of Oklahoma City | 17 | 6.500% | $175,000 | 5.3% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 8.595% | $95,000 | 53.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 16 | 5.750% | $270,000 | 21.9% |
| Paramount Residential Mortgage Group, Inc. | 16 | 6.438% | $195,000 | 0.0% |
| T2 FINANCIAL LLC | 16 | 6.625% | $290,000 | 5.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 10.500% | $125,000 | 76.6% |
| Wells Fargo Bank, National Association | 15 | 6.125% | $185,000 | 16.7% |
| PLAZA HOME MORTGAGE, INC. | 15 | 6.500% | $205,000 | 15.8% |
| NBKC BANK | 15 | 6.000% | $365,000 | 11.8% |
| AML FUNDING LLC | 15 | 6.625% | $245,000 | 6.3% |
| F&M Bank | 15 | 6.625% | $275,000 | 0.0% |
| Equity Prime Mortgage LLC | 14 | 6.750% | $220,000 | 22.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 14 | 7.500% | $240,000 | 5.9% |
| FNB Community Bank | 14 | Not published | $80,000 | 30.0% |
| CANOPY MORTGAGE, LLC | 14 | 6.125% | $200,000 | 0.0% |
| PLANET HOME LENDING, LLC | 14 | 5.990% | $250,000 | 26.3% |
| Lendage, LLC | 14 | 10.438% | $55,000 | 17.7% |
| Discover Bank | 13 | 9.000% | $55,000 | 71.7% |
| First Liberty Bank | 13 | Not published | $235,000 | 0.0% |
| Prosperity Bank | 13 | 7.375% | $225,000 | 12.5% |
| Sooner State Bank | 13 | Not published | $145,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 12 | 6.120% | $180,000 | 55.6% |
| GUARANTEED RATE, INC. | 12 | 6.213% | $215,000 | 39.1% |
| US Employees O.C. Federal Credit Union | 12 | 7.500% | $80,000 | 22.2% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 6.034% | $250,000 | 17.7% |
| American Mortgage Bank, LLC | 12 | 6.933% | $200,000 | 0.0% |
| Chickasaw Community Bank | 12 | 6.375% | $250,000 | 14.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 12 | 9.665% | $135,000 | 14.3% |
| GENEVA FINANCIAL, LLC | 12 | 6.750% | $205,000 | 0.0% |
| Click n' Close, Inc. | 12 | 6.563% | $200,000 | 0.0% |
| First National Bank Of Oklahoma | 12 | Not published | $180,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 11 | 6.500% | $275,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 11 | 6.625% | $235,000 | 8.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 11 | 6.990% | $255,000 | 8.3% |
| The Citizens Bank of Edmond | 11 | Not published | $155,000 | 0.0% |
| FIRST SECURITY BANK AND TRUST COMPANY | 11 | Not published | $165,000 | 0.0% |
| Valliance Bank | 11 | Not published | $115,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 10 | 6.663% | $285,000 | 28.6% |
| MOVEMENT MORTGAGE, LLC | 10 | 6.688% | $180,000 | 0.0% |
| Vision Bank | 10 | 7.000% | $390,000 | 9.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 5.938% | $235,000 | 16.7% |
| 254900TGSOSDEDP36K37 | 10 | Not published | $115,000 | 0.0% |
| Legacy Bank | 10 | Not published | $210,000 | 0.0% |
| Fidelity Bank, National Association | 9 | Under 10 loans | Under 10 loans | 47.1% |
| EVERETT FINANCIAL, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Ixonia Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Bank 7 | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 984500B8F043AF564B98 | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Liberty National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Quail Creek Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 8 | Under 10 loans | Under 10 loans | 52.6% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Frontier State Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Focus Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 894500DJMVO6OSILQJ58 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 4.4% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Cornerstone First Mortgage, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First Bethany Bank & Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 64.7% |
| The First National Bank and Trust Co. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NBC OKLAHOMA | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First-Citizens Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Intrust Bank, National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| ROYAL UNITED MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| DOMINION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TTCU Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Pryority Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTMENT SERVICES CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Regent Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| InterBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 42.9% |
| PANORAMA MORTGAGE GROUP, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank & Trust Co. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UMB Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RCB Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Enterprise Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Oklahoma Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 71.2% |
| BMO Bank National Association | 3 | Under 10 loans | Under 10 loans | 57.1% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Old National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TIB National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Prism Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Goldwater Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 88.2% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 185 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Cleveland County
70 FDIC-insured branches from 28 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Prism Bank, 2122 W Main St, Norman
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.