Home purchase lenders in Cleveland County
3,646 home purchase mortgages were made in Cleveland County, Oklahoma, in 2025, by 312 lenders. The median rate their borrowers got was 6.500% on a median loan of $225,000. Of 4,468 decisions, 616 were denials — 13.8%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| First United Bank and Trust Company | 313 | 6.750% | $235,000 | 4.0% |
| Gateway First Bank | 171 | 6.500% | $225,000 | 1.1% |
| Stride Bank, National Association | 171 | 5.990% | $275,000 | 3.9% |
| Mortgage Research Center, LLC | 132 | 6.375% | $265,000 | 6.3% |
| MLD MORTGAGE INC. | 120 | 6.250% | $190,000 | 1.5% |
| Great Plains National Bank | 119 | 6.375% | $215,000 | 0.0% |
| Rocket Mortgage, LLC | 108 | 6.500% | $240,000 | 13.4% |
| BancFirst | 105 | 7.125% | $195,000 | 3.9% |
| ASSOCIATED MORTGAGE CORPORATION | 102 | 6.495% | $205,000 | 0.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 84 | 6.499% | $225,000 | 8.7% |
| FINANCIAL CONCEPTS MORTGAGE, LLC | 81 | 6.375% | $235,000 | 0.0% |
| Arvest Bank | 66 | 6.500% | $285,000 | 5.7% |
| BOKF, National Association | 64 | 6.500% | $210,000 | 7.1% |
| UNION HOME MORTGAGE CORP. | 62 | 6.750% | $230,000 | 0.0% |
| 21st Mortgage Corporation | 54 | 10.525% | $95,000 | 75.7% |
| CWM PARTNERS, L.P. | 51 | 6.250% | $295,000 | 5.6% |
| MidFirst Bank | 50 | 6.688% | $210,000 | 19.7% |
| CMG MORTGAGE, INC. | 50 | 6.000% | $215,000 | 1.9% |
| Navy Federal Credit Union | 48 | 6.125% | $250,000 | 12.7% |
| LENNAR MORTGAGE, LLC | 46 | 5.250% | $175,000 | 13.0% |
| BETTER MORTGAGE CORPORATION | 43 | 6.625% | $225,000 | 21.8% |
| JPMorgan Chase Bank, National Association | 41 | 6.500% | $205,000 | 8.5% |
| V.I.P. MORTGAGE, INC. | 40 | 6.625% | $255,000 | 2.4% |
| CORNERSTONE CAPITAL BANK, SSB | 38 | 6.625% | $205,000 | 2.6% |
| FLAT BRANCH MORTGAGE, INC. | 33 | 6.375% | $215,000 | 0.0% |
| Sovereign Bank | 33 | 6.625% | $235,000 | 2.9% |
| TINKER FEDERAL CREDIT UNION | 32 | 6.500% | $220,000 | 9.5% |
| Armstrong Bank | 32 | 7.000% | $295,000 | 2.7% |
| NEWREZ LLC | 31 | 6.875% | $195,000 | 8.6% |
| ENVOY MORTGAGE, LTD | 31 | 6.625% | $275,000 | 3.1% |
| PENNYMAC LOAN SERVICES, LLC | 29 | 6.250% | $265,000 | 6.5% |
| USAA Federal Savings Bank | 25 | 6.625% | $245,000 | 32.4% |
| GARDNER FINANCIAL SERVICES, LTD. | 25 | 6.500% | $185,000 | 3.5% |
| THE MORTGAGE LINK, INC. | 25 | 6.625% | $225,000 | 0.0% |
| KIND LENDING, LLC | 24 | 6.563% | $295,000 | 22.6% |
| Fairway Independent Mortgage Corporation | 23 | 6.750% | $245,000 | 0.0% |
| Luminate Bank | 22 | 6.813% | $205,000 | 4.4% |
| GUILD MORTGAGE COMPANY | 22 | 6.500% | $235,000 | 0.0% |
| Bank of America, National Association | 21 | 6.000% | $195,000 | 12.5% |
| McClain Bank | 21 | Not published | $195,000 | 16.0% |
| VALOR BANK | 19 | Not published | $225,000 | 4.2% |
| Loandepot.Com, LLC | 19 | 6.125% | $195,000 | 9.5% |
| SWBC MORTGAGE CORPORATION | 19 | 6.500% | $275,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 18 | 6.688% | $230,000 | 5.3% |
| The Central Trust Bank | 18 | 6.625% | $205,000 | 10.0% |
| FIRSTTRUST HOME LOANS, INC. | 18 | 6.490% | $280,000 | 0.0% |
| Waterstone Mortgage Corporation | 18 | 6.188% | $250,000 | 9.5% |
| SOUTHWEST FUNDING, LP | 17 | 6.625% | $225,000 | 5.0% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 8.595% | $95,000 | 53.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 16 | 6.808% | $210,000 | 5.9% |
| AMWEST FUNDING CORP. | 16 | 6.813% | $200,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 10.500% | $125,000 | 76.6% |
| AML FUNDING LLC | 15 | 6.625% | $245,000 | 6.3% |
| T2 FINANCIAL LLC | 15 | 6.625% | $275,000 | 6.3% |
| PLAZA HOME MORTGAGE, INC. | 14 | 6.500% | $215,000 | 16.7% |
| Paramount Residential Mortgage Group, Inc. | 14 | 6.438% | $195,000 | 0.0% |
| WEOKIE Federal Credit Union | 13 | 6.000% | $245,000 | 16.7% |
| Kiavi Funding, Inc. | 13 | 10.950% | $195,000 | 7.1% |
| F&M Bank | 13 | 6.625% | $285,000 | 0.0% |
| American Mortgage Bank, LLC | 12 | 6.933% | $200,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 12 | 6.125% | $210,000 | 0.0% |
| Prosperity Bank | 12 | 6.938% | $235,000 | 14.3% |
| First Liberty Bank | 12 | Not published | $235,000 | 0.0% |
| Chickasaw Community Bank | 11 | 6.375% | $255,000 | 8.3% |
| TOWNE MORTGAGE COMPANY | 11 | 6.500% | $275,000 | 0.0% |
| THE LOAN STORE, INC. | 11 | 6.875% | $245,000 | 0.0% |
| Click n' Close, Inc. | 11 | 6.625% | $205,000 | 0.0% |
| NBKC BANK | 11 | 6.125% | $305,000 | 0.0% |
| TRUE SKY CREDIT UNION | 11 | 6.250% | $115,000 | 15.4% |
| GENEVA FINANCIAL, LLC | 11 | 6.875% | $235,000 | 0.0% |
| Municipal Employees Credit Union of Oklahoma City | 11 | 6.500% | $245,000 | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 10 | 7.750% | $240,000 | 0.0% |
| First Fidelity Bank | 9 | Under 10 loans | Under 10 loans | 47.6% |
| GUARANTEED RATE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| MOVEMENT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Communication Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| 254900TGSOSDEDP36K37 | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 984500B8F043AF564B98 | 9 | Under 10 loans | Under 10 loans | 10.0% |
| FIRST SECURITY BANK AND TRUST COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Bank 7 | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| OKLAHOMA'S CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 4.4% |
| Broker Solutions, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Cornerstone First Mortgage, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Quail Creek Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Legacy Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| U.S. Bank National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Citizens Bank of Edmond | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Bethany Bank & Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Sooner State Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Vision Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FNB Community Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Of Oklahoma | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTMENT SERVICES CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Pryority Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PANORAMA MORTGAGE GROUP, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Frontier State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RCB Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valliance Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| InterBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 70.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 37.5% |
| DHI MORTGAGE COMPANY, LTD. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| American Airlines Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLEGIANCE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Focus Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Regent Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Oklahoma Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Goldwater Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 894500DJMVO6OSILQJ58 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 88.2% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 40.0% |
| The First National Bank and Trust Co. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The City National Bank and Trust Company of Lawton | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank & Trust Co. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| US Employees O.C. Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| All America Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TIB National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank and Trust Company of Broken Arrow | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paragon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Firstar Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 1 | Under 10 loans | Under 10 loans | 87.5% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 83.3% |
| Oklahoma Educators Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED BUILT HOMES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE CLEARING CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BLUE SKY BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 112 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.