Communication Federal Credit Union
Communication Federal Credit Union received 808 applications in 2025 and made 449 mortgages, in 72 counties across 2 states. The median rate its borrowers got was 7.250% on a median loan of $85,000. Of 745 decisions, 111 were denials — 14.9%, most often for credit history.
| Legal Entity Identifier | 549300V71V12DS7RW675 |
|---|---|
| Applications received | 808 |
| Mortgages made | 449 |
| Denied | 111 |
| Approved, not taken up | 185 |
| Withdrawn or incomplete | 63 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.206 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 98 | 6.625% | $235,000 | 9.6% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 5.6% |
| Cash-out refinancing | 153 | 7.375% | $75,000 | 14.0% |
| Other purposes | 193 | 7.250% | $65,000 | 18.2% |
Where Communication Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Oklahoma County, OK | 107 | 7.250% | 14.0% |
| Tulsa County, OK | 84 | 7.250% | 10.4% |
| Canadian County, OK | 43 | 7.250% | 17.0% |
| Cleveland County, OK | 34 | 7.250% | 11.1% |
| Wagoner County, OK | 14 | 7.188% | 4.8% |
| Logan County, OK | 13 | 6.625% | 0.0% |
| McClain County, OK | 13 | 7.500% | 26.3% |
| Carter County, OK | 12 | 6.938% | 14.3% |
| Pottawatomie County, OK | 11 | 7.000% | 29.2% |
| Garfield County, OK | 9 | Under 10 loans | 12.5% |
| Lincoln County, OK | 8 | Under 10 loans | 9.1% |
| Pontotoc County, OK | 8 | Under 10 loans | 16.7% |
| Rogers County, OK | 8 | Under 10 loans | 14.3% |
| Comanche County, OK | 7 | Under 10 loans | 25.0% |
| Muskogee County, OK | 7 | Under 10 loans | 15.4% |
| Murray County, OK | 6 | Under 10 loans | 33.3% |
| Shawnee County, KS | 5 | Under 10 loans | 14.3% |
| Grady County, OK | 5 | Under 10 loans | 14.3% |
| Cherokee County, OK | 3 | Under 10 loans | 16.7% |
| Osage County, OK | 3 | Under 10 loans | 12.5% |
| Johnson County, KS | 2 | Under 10 loans | 0.0% |
| Alfalfa County, OK | 2 | Under 10 loans | 0.0% |
| Bryan County, OK | 2 | Under 10 loans | 0.0% |
| Caddo County, OK | 2 | Under 10 loans | 50.0% |
| Coal County, OK | 2 | Under 10 loans | 0.0% |
| Dewey County, OK | 2 | Under 10 loans | 0.0% |
| Hughes County, OK | 2 | Under 10 loans | 0.0% |
| Jefferson County, OK | 2 | Under 10 loans | 0.0% |
| Kingfisher County, OK | 2 | Under 10 loans | 50.0% |
| Love County, OK | 2 | Under 10 loans | 33.3% |
| McIntosh County, OK | 2 | Under 10 loans | 25.0% |
| Marshall County, OK | 2 | Under 10 loans | 0.0% |
| Pawnee County, OK | 2 | Under 10 loans | 0.0% |
| Pittsburg County, OK | 2 | Under 10 loans | 0.0% |
| Jefferson County, KS | 1 | Under 10 loans | 33.3% |
| Osage County, KS | 1 | Under 10 loans | 0.0% |
| Riley County, KS | 1 | Under 10 loans | 0.0% |
| Cotton County, OK | 1 | Under 10 loans | 0.0% |
| Creek County, OK | 1 | Under 10 loans | 33.3% |
| Delaware County, OK | 1 | Under 10 loans | 50.0% |
| Garvin County, OK | 1 | Under 10 loans | 0.0% |
| Grant County, OK | 1 | Under 10 loans | 0.0% |
| Jackson County, OK | 1 | Under 10 loans | 0.0% |
| Kay County, OK | 1 | Under 10 loans | 0.0% |
| Noble County, OK | 1 | Under 10 loans | 0.0% |
| Okfuskee County, OK | 1 | Under 10 loans | 33.3% |
| Okmulgee County, OK | 1 | Under 10 loans | 50.0% |
| Ottawa County, OK | 1 | Under 10 loans | 0.0% |
| Payne County, OK | 1 | Under 10 loans | 0.0% |
| Seminole County, OK | 1 | Under 10 loans | 40.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.