Regent Bank
Regent Bank received 350 applications in 2025 and made 272 mortgages, in 62 counties across 14 states. The median rate its borrowers got was Not published on a median loan of $205,000. Of 298 decisions, 20 were denials — 6.7%.
| Legal Entity Identifier | 549300BSTNYSV3EWYM24 |
|---|---|
| Applications received | 350 |
| Mortgages made | 272 |
| Denied | 20 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 52 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Regent Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 168 | Not published | $215,000 | 3.4% |
| Refinancing | 94 | Not published | $155,000 | 12.6% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where Regent Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tulsa County, OK | 88 | Not published | 5.2% |
| Oklahoma County, OK | 59 | Not published | 1.7% |
| Greene County, MO | 16 | Not published | 11.1% |
| Nowata County, OK | 14 | Not published | 17.7% |
| Wagoner County, OK | 13 | Not published | 7.1% |
| Canadian County, OK | 8 | Under 10 loans | 0.0% |
| Logan County, OK | 6 | Under 10 loans | 0.0% |
| Christian County, MO | 5 | Under 10 loans | 0.0% |
| Cleveland County, OK | 5 | Under 10 loans | 0.0% |
| Delaware County, OK | 5 | Under 10 loans | 0.0% |
| Creek County, OK | 4 | Under 10 loans | 0.0% |
| Rogers County, OK | 4 | Under 10 loans | 0.0% |
| Jasper County, MO | 3 | Under 10 loans | 0.0% |
| Stone County, MO | 3 | Under 10 loans | 0.0% |
| Muskogee County, OK | 3 | Under 10 loans | 0.0% |
| Osage County, OK | 3 | Under 10 loans | 0.0% |
| Dallas County, TX | 3 | Under 10 loans | 40.0% |
| Washington County, OK | 2 | Under 10 loans | 25.0% |
| Mobile County, AL | 1 | Under 10 loans | 0.0% |
| Boone County, AR | 1 | Under 10 loans | 0.0% |
| Douglas County, CO | 1 | Under 10 loans | 0.0% |
| Grand County, CO | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Clay County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Teton County, ID | 1 | Under 10 loans | 0.0% |
| Cass County, MO | 1 | Under 10 loans | 0.0% |
| Pettis County, MO | 1 | Under 10 loans | 0.0% |
| Polk County, MO | 1 | Under 10 loans | 0.0% |
| Taney County, MO | 1 | Under 10 loans | 0.0% |
| Vernon County, MO | 1 | Under 10 loans | 0.0% |
| Webster County, MO | 1 | Under 10 loans | 0.0% |
| Caddo County, OK | 1 | Under 10 loans | 0.0% |
| Comanche County, OK | 1 | Under 10 loans | 0.0% |
| Garfield County, OK | 1 | Under 10 loans | 0.0% |
| Kingfisher County, OK | 1 | Under 10 loans | 0.0% |
| Lincoln County, OK | 1 | Under 10 loans | 0.0% |
| McClain County, OK | 1 | Under 10 loans | 0.0% |
| Mayes County, OK | 1 | Under 10 loans | 0.0% |
| Okmulgee County, OK | 1 | Under 10 loans | 0.0% |
| Payne County, OK | 1 | Under 10 loans | 0.0% |
| Aiken County, SC | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Kaufman County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Honolulu County, HI | 0 | Under 10 loans | Not published |
| Edgar County, IL | 0 | Under 10 loans | Not published |
| Johnson County, KS | 0 | Under 10 loans | 100.0% |
| Aroostook County, ME | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.