Legacy Bank
Legacy Bank received 156 applications in 2025 and made 131 mortgages, in 28 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 154 decisions, 20 were denials — 13.0%.
| Legal Entity Identifier | 549300E76OWAX7HQJX42 |
|---|---|
| Applications received | 156 |
| Mortgages made | 131 |
| Denied | 20 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Legacy Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 84 | Not published | $165,000 | 10.5% |
| Refinancing | 28 | Not published | $125,000 | 14.3% |
| Other purposes | 19 | Not published | $65,000 | 20.8% |
Where Legacy Bank lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Oklahoma County, OK | 52 | Not published | 3.7% |
| Stephens County, OK | 18 | Not published | 28.0% |
| Cleveland County, OK | 10 | Not published | 0.0% |
| Custer County, OK | 9 | Under 10 loans | 10.0% |
| Maricopa County, AZ | 6 | Under 10 loans | 14.3% |
| Canadian County, OK | 5 | Under 10 loans | 16.7% |
| McClain County, OK | 5 | Under 10 loans | 14.3% |
| Caddo County, OK | 4 | Under 10 loans | 28.6% |
| Carter County, OK | 3 | Under 10 loans | 0.0% |
| Grady County, OK | 3 | Under 10 loans | 40.0% |
| Beckham County, OK | 2 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Bryan County, OK | 1 | Under 10 loans | 0.0% |
| Comanche County, OK | 1 | Under 10 loans | 0.0% |
| Delaware County, OK | 1 | Under 10 loans | 0.0% |
| McIntosh County, OK | 1 | Under 10 loans | 0.0% |
| Payne County, OK | 1 | Under 10 loans | 50.0% |
| Pittsburg County, OK | 1 | Under 10 loans | 0.0% |
| Roger Mills County, OK | 1 | Under 10 loans | 0.0% |
| Seminole County, OK | 1 | Under 10 loans | 0.0% |
| Tulsa County, OK | 1 | Under 10 loans | 0.0% |
| Washita County, OK | 1 | Under 10 loans | 0.0% |
| Hays County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 0 | Under 10 loans | 0.0% |
| Noble County, OK | 0 | Under 10 loans | 100.0% |
| Pottawatomie County, OK | 0 | Under 10 loans | 100.0% |
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When Legacy Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.