Armstrong Bank
Armstrong Bank received 1,326 applications in 2025 and made 958 mortgages, in 65 counties across 9 states. The median rate its borrowers got was 7.250% on a median loan of $135,000. Of 1,180 decisions, 114 were denials — 9.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300O2D8BPO6PJRB90 |
|---|---|
| Applications received | 1,326 |
| Mortgages made | 958 |
| Denied | 114 |
| Approved, not taken up | 108 |
| Withdrawn or incomplete | 146 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.166 points |
| FDIC-insured bank | Yes: Armstrong Bank, 30 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 454 | 7.259% | $195,000 | 4.2% |
| Refinancing | 179 | 7.150% | $155,000 | 3.9% |
| Other purposes | 325 | 7.100% | $75,000 | 18.8% |
Where Armstrong Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tulsa County, OK | 110 | 7.100% | 4.8% |
| Sequoyah County, OK | 102 | 7.255% | 13.1% |
| Sebastian County, AR | 90 | 7.509% | 2.0% |
| Cherokee County, OK | 87 | 7.100% | 8.7% |
| Muskogee County, OK | 86 | 7.250% | 9.7% |
| Cleveland County, OK | 70 | 7.175% | 12.5% |
| Washington County, AR | 60 | 6.775% | 5.8% |
| Benton County, AR | 47 | 7.259% | 2.0% |
| Oklahoma County, OK | 42 | 7.309% | 5.7% |
| Wagoner County, OK | 33 | 7.100% | 23.4% |
| Rogers County, OK | 26 | 7.100% | 13.9% |
| Adair County, OK | 24 | 7.050% | 15.4% |
| Washington County, OK | 23 | 7.459% | 7.7% |
| McIntosh County, OK | 17 | 7.159% | 9.1% |
| Crawford County, AR | 14 | 7.634% | 21.1% |
| Osage County, OK | 13 | 7.100% | 23.5% |
| Creek County, OK | 12 | 7.330% | 0.0% |
| McClain County, OK | 11 | 7.100% | 7.7% |
| Pawnee County, OK | 8 | Under 10 loans | 20.0% |
| Canadian County, OK | 6 | Under 10 loans | 27.3% |
| Grady County, OK | 6 | Under 10 loans | 14.3% |
| Logan County, AR | 5 | Under 10 loans | 0.0% |
| Delaware County, OK | 5 | Under 10 loans | 14.3% |
| Mayes County, OK | 4 | Under 10 loans | 33.3% |
| Okmulgee County, OK | 4 | Under 10 loans | 0.0% |
| Travis County, TX | 4 | Under 10 loans | 0.0% |
| Madison County, AR | 3 | Under 10 loans | 0.0% |
| Le Flore County, OK | 3 | Under 10 loans | 25.0% |
| Logan County, OK | 3 | Under 10 loans | 0.0% |
| Nowata County, OK | 3 | Under 10 loans | 0.0% |
| Pittsburg County, OK | 3 | Under 10 loans | 0.0% |
| Hays County, TX | 3 | Under 10 loans | 0.0% |
| Carroll County, AR | 2 | Under 10 loans | 0.0% |
| Taney County, MO | 2 | Under 10 loans | 0.0% |
| Payne County, OK | 2 | Under 10 loans | 0.0% |
| Pottawatomie County, OK | 2 | Under 10 loans | 33.3% |
| Dallas County, TX | 2 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 0.0% |
| Williamson County, TX | 2 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Howard County, AR | 1 | Under 10 loans | 0.0% |
| Marion County, AR | 1 | Under 10 loans | 0.0% |
| Montgomery County, AR | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 1 | Under 10 loans | 0.0% |
| Scott County, AR | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| Eagle County, CO | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Douglas County, KS | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.