Paragon Bank
Paragon Bank received 196 applications in 2025 and made 169 mortgages, in 38 counties across 12 states. The median rate its borrowers got was Not published on a median loan of $285,000. Of 176 decisions, 7 were denials — 4.0%.
| Legal Entity Identifier | 549300TGWKRP2P13MO72 |
|---|---|
| Applications received | 196 |
| Mortgages made | 169 |
| Denied | 7 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 20 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Paragon Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 137 | Not published | $275,000 | 3.5% |
| Refinancing | 26 | Not published | $305,000 | 0.0% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Paragon Bank lends most
The 38 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Shelby County, TN | 85 | Not published | 3.4% |
| Lafayette County, MS | 20 | Not published | 4.8% |
| New Hanover County, NC | 11 | Not published | 8.3% |
| Fulton County, GA | 5 | Under 10 loans | 16.7% |
| DeSoto County, MS | 5 | Under 10 loans | 0.0% |
| Yalobusha County, MS | 4 | Under 10 loans | 0.0% |
| Pontotoc County, MS | 3 | Under 10 loans | 0.0% |
| Gibson County, TN | 3 | Under 10 loans | 0.0% |
| Jefferson County, AL | 2 | Under 10 loans | 0.0% |
| Limestone County, AL | 2 | Under 10 loans | 0.0% |
| Madison County, AL | 2 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 2 | Under 10 loans | 0.0% |
| Brunswick County, NC | 2 | Under 10 loans | 0.0% |
| Cleveland County, OK | 2 | Under 10 loans | 0.0% |
| Madison County, TN | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Cleburne County, AR | 1 | Under 10 loans | 0.0% |
| Clay County, FL | 1 | Under 10 loans | 0.0% |
| Pasco County, FL | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
| Norfolk County, MA | 1 | Under 10 loans | 0.0% |
| Calhoun County, MS | 1 | Under 10 loans | 0.0% |
| Lee County, MS | 1 | Under 10 loans | 0.0% |
| Monroe County, MS | 1 | Under 10 loans | 0.0% |
| Oktibbeha County, MS | 1 | Under 10 loans | 0.0% |
| Prentiss County, MS | 1 | Under 10 loans | 0.0% |
| St. Louis city, MO | 1 | Under 10 loans | 0.0% |
| Buncombe County, NC | 1 | Under 10 loans | 0.0% |
| Carteret County, NC | 1 | Under 10 loans | 0.0% |
| Nash County, NC | 1 | Under 10 loans | 0.0% |
| Pender County, NC | 1 | Under 10 loans | 0.0% |
| Wake County, NC | 1 | Under 10 loans | 0.0% |
| Wilson County, NC | 1 | Under 10 loans | 0.0% |
| Tipton County, TN | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 0 | Under 10 loans | Not published |
| Duplin County, NC | 0 | Under 10 loans | Not published |
| Hidalgo County, TX | 0 | Under 10 loans | 100.0% |
| Outagamie County, WI | 0 | Under 10 loans | Not published |
Get told when this changes
When Paragon Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.