The Citizens Bank of Edmond
The Citizens Bank of Edmond received 139 applications in 2025 and made 124 mortgages, in 14 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 136 decisions, 5 were denials — 3.7%, most often for credit history.
| Legal Entity Identifier | 549300OWEWQ1QPPQS302 |
|---|---|
| Applications received | 139 |
| Mortgages made | 124 |
| Denied | 5 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Citizens Bank of Edmond, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 61 | Not published | $165,000 | 1.5% |
| Refinancing | 20 | Not published | $195,000 | 4.4% |
| Cash-out refinancing | 34 | Not published | $145,000 | 2.7% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 18.2% |
Where The Citizens Bank of Edmond lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Oklahoma County, OK | 80 | Not published | 4.6% |
| Cleveland County, OK | 11 | Not published | 0.0% |
| Pottawatomie County, OK | 9 | Under 10 loans | 0.0% |
| Canadian County, OK | 7 | Under 10 loans | 0.0% |
| Grady County, OK | 4 | Under 10 loans | 0.0% |
| Logan County, OK | 4 | Under 10 loans | 20.0% |
| McCurtain County, OK | 2 | Under 10 loans | 0.0% |
| Pittsburg County, OK | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Garfield County, OK | 1 | Under 10 loans | 0.0% |
| Payne County, OK | 1 | Under 10 loans | 0.0% |
| Seminole County, OK | 1 | Under 10 loans | 0.0% |
| Tulsa County, OK | 1 | Under 10 loans | 0.0% |
| Marshall County, OK | 0 | Under 10 loans | 0.0% |
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When The Citizens Bank of Edmond’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.