Mortgage Lender Index

FIRST SECURITY BANK AND TRUST COMPANY

FIRST SECURITY BANK AND TRUST COMPANY received 202 applications in 2025 and made 176 mortgages, in 20 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 177 decisions, 1 were denials — 0.6%.

Legal Entity Identifier254900KOW652UXXY2V12
Applications received202
Mortgages made176
Denied1
Approved, not taken up0
Withdrawn or incomplete25
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: First Security Bank and Trust Company, 8 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase143 Not published$145,000 0.7%
Refinancing5 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing28 Not published$125,000 0.0%

Where FIRST SECURITY BANK AND TRUST COMPANY lends most

The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Oklahoma County, OK 122Not published0.8%
Cleveland County, OK 11Not published0.0%
Canadian County, OK 6Under 10 loans0.0%
Logan County, OK 6Under 10 loans0.0%
Creek County, OK 4Under 10 loans0.0%
Muskogee County, OK 4Under 10 loans0.0%
Comanche County, OK 3Under 10 loans0.0%
Pottawatomie County, OK 3Under 10 loans0.0%
Tulsa County, OK 3Under 10 loans0.0%
Garfield County, OK 2Under 10 loans0.0%
Garvin County, OK 2Under 10 loans0.0%
Grady County, OK 2Under 10 loans0.0%
McClain County, OK 2Under 10 loans0.0%
Washington County, AR 1Under 10 loans0.0%
Kay County, OK 1Under 10 loans0.0%
Lincoln County, OK 1Under 10 loans0.0%
Mayes County, OK 1Under 10 loans0.0%
Rogers County, OK 1Under 10 loans0.0%
Wagoner County, OK 1Under 10 loans0.0%
Grant County, OK 0Under 10 loansNot published

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When FIRST SECURITY BANK AND TRUST COMPANY’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.