Municipal Employees Credit Union of Oklahoma City
Municipal Employees Credit Union of Oklahoma City received 65 applications in 2025 and made 42 mortgages, in 7 counties across 1 state. The median rate its borrowers got was 6.500% on a median loan of $155,000. Of 59 decisions, 13 were denials — 22.0%, most often for credit history.
| Legal Entity Identifier | 254900Y4P4X4Y1L26R43 |
|---|---|
| Applications received | 65 |
| Mortgages made | 42 |
| Denied | 13 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.057 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 23 | 6.500% | $205,000 | 7.7% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 42.9% |
| Cash-out refinancing | 16 | 6.500% | $110,000 | 30.8% |
Where Municipal Employees Credit Union of Oklahoma City lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Oklahoma County, OK | 18 | 6.575% | 34.5% |
| Cleveland County, OK | 17 | 6.500% | 5.3% |
| Canadian County, OK | 3 | Under 10 loans | 0.0% |
| McClain County, OK | 3 | Under 10 loans | 0.0% |
| Pottawatomie County, OK | 1 | Under 10 loans | 0.0% |
| Grady County, OK | 0 | Under 10 loans | 0.0% |
| Logan County, OK | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.