Valliance Bank
Valliance Bank received 65 applications in 2025 and made 57 mortgages, in 23 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 63 decisions, 5 were denials — 7.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300OCPYKDBIQ11H61 |
|---|---|
| Applications received | 65 |
| Mortgages made | 57 |
| Denied | 5 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Valliance Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 23 | Not published | $565,000 | 11.1% |
| Refinancing | 29 | Not published | $145,000 | 0.0% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 28.6% |
Where Valliance Bank lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Oklahoma County, OK | 15 | Not published | 6.3% |
| Cleveland County, OK | 11 | Not published | 0.0% |
| Collin County, TX | 6 | Under 10 loans | 0.0% |
| Tarrant County, TX | 4 | Under 10 loans | 16.7% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Canadian County, OK | 2 | Under 10 loans | 0.0% |
| Lincoln County, OK | 2 | Under 10 loans | 0.0% |
| Logan County, OK | 2 | Under 10 loans | 33.3% |
| Ellis County, TX | 2 | Under 10 loans | 0.0% |
| Harris County, TX | 2 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Colfax County, NM | 1 | Under 10 loans | 0.0% |
| Grady County, OK | 1 | Under 10 loans | 0.0% |
| Pushmataha County, OK | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 1 | Under 10 loans | 0.0% |
| Grayson County, TX | 1 | Under 10 loans | 0.0% |
| Navarro County, TX | 1 | Under 10 loans | 0.0% |
| Parker County, TX | 1 | Under 10 loans | 0.0% |
| Orange County, CA | 0 | Under 10 loans | 100.0% |
| Tulsa County, OK | 0 | Under 10 loans | 100.0% |
| Denton County, TX | 0 | Under 10 loans | Not published |
| Kittitas County, WA | 0 | Under 10 loans | Not published |
Get told when this changes
When Valliance Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.