InterBank
InterBank received 426 applications in 2025 and made 310 mortgages, in 75 counties across 4 states. The median rate its borrowers got was 7.500% on a median loan of $165,000. Of 354 decisions, 40 were denials — 11.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300T2PYPUFN0IWJ63 |
|---|---|
| Applications received | 426 |
| Mortgages made | 310 |
| Denied | 40 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 72 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.626 points |
| FDIC-insured bank | Yes: InterBank, 47 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 202 | 7.500% | $205,000 | 9.7% |
| Refinancing | 19 | 7.750% | $105,000 | 5.0% |
| Cash-out refinancing | 41 | 7.750% | $135,000 | 16.3% |
| Other purposes | 48 | 7.750% | $75,000 | 15.3% |
Where InterBank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dallas County, TX | 28 | 8.000% | 0.0% |
| Erath County, TX | 20 | 7.500% | 22.2% |
| Garfield County, OK | 19 | 8.000% | 0.0% |
| Oklahoma County, OK | 17 | 7.500% | 0.0% |
| Tarrant County, TX | 17 | 7.750% | 10.5% |
| Beckham County, OK | 16 | 7.750% | 11.1% |
| Kiowa County, OK | 14 | 8.688% | 12.5% |
| Stephens County, TX | 13 | 8.500% | 26.3% |
| Canadian County, OK | 12 | 7.000% | 14.3% |
| Custer County, OK | 11 | 7.500% | 15.4% |
| Ellis County, TX | 11 | 7.750% | 26.7% |
| Young County, TX | 11 | 7.500% | 21.4% |
| Coleman County, TX | 10 | 7.625% | 9.1% |
| Logan County, OK | 9 | Under 10 loans | 0.0% |
| Kingfisher County, OK | 8 | Under 10 loans | 0.0% |
| Somervell County, TX | 7 | Under 10 loans | 36.4% |
| Jackson County, OK | 6 | Under 10 loans | 0.0% |
| Hood County, TX | 6 | Under 10 loans | 0.0% |
| Cleveland County, OK | 5 | Under 10 loans | 0.0% |
| Tulsa County, OK | 4 | Under 10 loans | 0.0% |
| Washita County, OK | 4 | Under 10 loans | 33.3% |
| Hemphill County, TX | 4 | Under 10 loans | 0.0% |
| Caddo County, OK | 3 | Under 10 loans | 0.0% |
| Comanche County, TX | 3 | Under 10 loans | 25.0% |
| Parker County, TX | 3 | Under 10 loans | 0.0% |
| Baylor County, TX | 2 | Under 10 loans | 0.0% |
| Bosque County, TX | 2 | Under 10 loans | 25.0% |
| Collin County, TX | 2 | Under 10 loans | 0.0% |
| Grayson County, TX | 2 | Under 10 loans | 0.0% |
| Henderson County, TX | 2 | Under 10 loans | 0.0% |
| Parmer County, TX | 2 | Under 10 loans | 0.0% |
| Randall County, TX | 2 | Under 10 loans | 0.0% |
| Edwards County, KS | 1 | Under 10 loans | 0.0% |
| Stafford County, KS | 1 | Under 10 loans | 0.0% |
| Taos County, NM | 1 | Under 10 loans | 0.0% |
| Comanche County, OK | 1 | Under 10 loans | 0.0% |
| Grady County, OK | 1 | Under 10 loans | 0.0% |
| Grant County, OK | 1 | Under 10 loans | 0.0% |
| Greer County, OK | 1 | Under 10 loans | 0.0% |
| McClain County, OK | 1 | Under 10 loans | 0.0% |
| Major County, OK | 1 | Under 10 loans | 0.0% |
| Payne County, OK | 1 | Under 10 loans | 50.0% |
| Roger Mills County, OK | 1 | Under 10 loans | 0.0% |
| Bailey County, TX | 1 | Under 10 loans | 0.0% |
| Brown County, TX | 1 | Under 10 loans | 0.0% |
| Callahan County, TX | 1 | Under 10 loans | 0.0% |
| Cherokee County, TX | 1 | Under 10 loans | 0.0% |
| Childress County, TX | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Donley County, TX | 1 | Under 10 loans | 0.0% |
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When InterBank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.