First Liberty Bank
First Liberty Bank received 190 applications in 2025 and made 144 mortgages, in 35 counties across 9 states. The median rate its borrowers got was Not published on a median loan of $240,000. Of 171 decisions, 17 were denials — 9.9%.
| Legal Entity Identifier | 5493005WCUTOOZMTV053 |
|---|---|
| Applications received | 190 |
| Mortgages made | 144 |
| Denied | 17 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Liberty Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 110 | Not published | $245,000 | 5.0% |
| Refinancing | 11 | Not published | $245,000 | 26.3% |
| Cash-out refinancing | 17 | Not published | $155,000 | 16.7% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 25.0% |
Where First Liberty Bank lends most
The 35 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Oklahoma County, OK | 71 | Not published | 7.5% |
| Canadian County, OK | 13 | Not published | 0.0% |
| Cleveland County, OK | 13 | Not published | 0.0% |
| Logan County, OK | 4 | Under 10 loans | 0.0% |
| McClain County, OK | 4 | Under 10 loans | 20.0% |
| Pottawatomie County, OK | 4 | Under 10 loans | 0.0% |
| Collin County, TX | 4 | Under 10 loans | 0.0% |
| Dallas County, TX | 4 | Under 10 loans | 28.6% |
| Delaware County, OK | 2 | Under 10 loans | 33.3% |
| Bexar County, TX | 2 | Under 10 loans | 0.0% |
| Fannin County, TX | 2 | Under 10 loans | 0.0% |
| McLennan County, TX | 2 | Under 10 loans | 0.0% |
| Parker County, TX | 2 | Under 10 loans | 0.0% |
| Tarrant County, TX | 2 | Under 10 loans | 0.0% |
| Travis County, TX | 2 | Under 10 loans | 0.0% |
| Sebastian County, AR | 1 | Under 10 loans | 0.0% |
| La Plata County, CO | 1 | Under 10 loans | 0.0% |
| Escambia County, FL | 1 | Under 10 loans | 0.0% |
| Maui County, HI | 1 | Under 10 loans | 0.0% |
| McIntosh County, OK | 1 | Under 10 loans | 0.0% |
| Marshall County, OK | 1 | Under 10 loans | 0.0% |
| Tulsa County, OK | 1 | Under 10 loans | 50.0% |
| Cameron County, TX | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Grayson County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 66.7% |
| Hunt County, TX | 1 | Under 10 loans | 0.0% |
| Montague County, TX | 1 | Under 10 loans | 0.0% |
| Montgomery County, OH | 0 | Under 10 loans | 0.0% |
| Pittsburg County, OK | 0 | Under 10 loans | 100.0% |
| Allegheny County, PA | 0 | Under 10 loans | 100.0% |
| Kaufman County, TX | 0 | Under 10 loans | 100.0% |
| Upshur County, TX | 0 | Under 10 loans | Not published |
| Webb County, TX | 0 | Under 10 loans | 100.0% |
| Norfolk city, VA | 0 | Under 10 loans | Not published |
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When First Liberty Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.