Intrust Bank, National Association
Intrust Bank, National Association received 861 applications in 2025 and made 548 mortgages, in 48 counties across 7 states. The median rate its borrowers got was 7.500% on a median loan of $145,000. Of 772 decisions, 208 were denials — 26.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300IXP5DNWSGY6F96 |
|---|---|
| Applications received | 861 |
| Mortgages made | 548 |
| Denied | 208 |
| Approved, not taken up | 16 |
| Withdrawn or incomplete | 89 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.59 points |
| FDIC-insured bank | Yes: Intrust Bank, National Association, 40 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 212 | 6.375% | $255,000 | 5.7% |
| Refinancing | 137 | 8.000% | $120,000 | 19.7% |
| Cash-out refinancing | 10 | 6.125% | $110,000 | 28.6% |
| Other purposes | 189 | 8.000% | $65,000 | 44.2% |
Where Intrust Bank, National Association lends most
The 48 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sedgwick County, KS | 291 | 7.500% | 28.2% |
| Butler County, KS | 62 | 7.500% | 18.2% |
| Johnson County, KS | 37 | 8.000% | 24.0% |
| Harvey County, KS | 29 | 7.500% | 34.1% |
| Benton County, AR | 19 | 7.500% | 24.0% |
| Jackson County, MO | 13 | 6.550% | 13.3% |
| Geary County, KS | 12 | 7.375% | 14.3% |
| Oklahoma County, OK | 11 | 7.750% | 33.3% |
| Washington County, AR | 9 | Under 10 loans | 16.7% |
| Douglas County, KS | 9 | Under 10 loans | 10.0% |
| Riley County, KS | 7 | Under 10 loans | 12.5% |
| Sumner County, KS | 7 | Under 10 loans | 12.5% |
| Cleveland County, OK | 5 | Under 10 loans | 37.5% |
| Cowley County, KS | 3 | Under 10 loans | 40.0% |
| McPherson County, KS | 3 | Under 10 loans | 0.0% |
| Marion County, KS | 3 | Under 10 loans | 0.0% |
| Collier County, FL | 2 | Under 10 loans | 0.0% |
| Wyandotte County, KS | 2 | Under 10 loans | 33.3% |
| Clay County, MO | 2 | Under 10 loans | 0.0% |
| Grady County, OK | 2 | Under 10 loans | 0.0% |
| Logan County, OK | 2 | Under 10 loans | 50.0% |
| Wagoner County, OK | 2 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Barton County, KS | 1 | Under 10 loans | 0.0% |
| Dickinson County, KS | 1 | Under 10 loans | 66.7% |
| Franklin County, KS | 1 | Under 10 loans | 0.0% |
| Greenwood County, KS | 1 | Under 10 loans | 0.0% |
| Jefferson County, KS | 1 | Under 10 loans | 0.0% |
| Pottawatomie County, KS | 1 | Under 10 loans | 75.0% |
| Reno County, KS | 1 | Under 10 loans | 50.0% |
| Shawnee County, KS | 1 | Under 10 loans | 66.7% |
| Campbell County, KY | 1 | Under 10 loans | 0.0% |
| Cass County, MO | 1 | Under 10 loans | 0.0% |
| Stone County, MO | 1 | Under 10 loans | 0.0% |
| Montgomery County, OH | 1 | Under 10 loans | 0.0% |
| Canadian County, OK | 1 | Under 10 loans | 66.7% |
| Delaware County, OK | 1 | Under 10 loans | 0.0% |
| Rogers County, OK | 1 | Under 10 loans | 0.0% |
| Labette County, KS | 0 | Under 10 loans | 100.0% |
| Montgomery County, KS | 0 | Under 10 loans | 100.0% |
| Rice County, KS | 0 | Under 10 loans | 100.0% |
| Rush County, KS | 0 | Under 10 loans | Not published |
| Barry County, MO | 0 | Under 10 loans | 100.0% |
| Camden County, MO | 0 | Under 10 loans | 100.0% |
| Platte County, MO | 0 | Under 10 loans | 100.0% |
| McClain County, OK | 0 | Under 10 loans | 100.0% |
| Mayes County, OK | 0 | Under 10 loans | 100.0% |
| Tulsa County, OK | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.