Wood & Huston Bank
Wood & Huston Bank received 286 applications in 2025 and made 253 mortgages, in 32 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 265 decisions, 9 were denials — 3.4%.
| Legal Entity Identifier | 549300MU6FQRPD7FPQ11 |
|---|---|
| Applications received | 286 |
| Mortgages made | 253 |
| Denied | 9 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 21 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Wood & Huston Bank, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 149 | Not published | $175,000 | 2.6% |
| Refinancing | 64 | Not published | $125,000 | 7.2% |
| Cash-out refinancing | 16 | Not published | $120,000 | 0.0% |
| Other purposes | 24 | Not published | $80,000 | 0.0% |
Where Wood & Huston Bank lends most
The 32 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Saline County, MO | 63 | Not published | 4.6% |
| Lafayette County, MO | 42 | Not published | 2.3% |
| Cape Girardeau County, MO | 41 | Not published | 2.3% |
| Pettis County, MO | 29 | Not published | 3.2% |
| Howell County, MO | 8 | Under 10 loans | 0.0% |
| Benton County, MO | 7 | Under 10 loans | 0.0% |
| Greene County, MO | 7 | Under 10 loans | 0.0% |
| Jackson County, MO | 7 | Under 10 loans | 0.0% |
| Johnson County, MO | 6 | Under 10 loans | 0.0% |
| Boone County, MO | 5 | Under 10 loans | 0.0% |
| Callaway County, MO | 5 | Under 10 loans | 0.0% |
| Bollinger County, MO | 4 | Under 10 loans | 20.0% |
| Carroll County, MO | 3 | Under 10 loans | 0.0% |
| Christian County, MO | 3 | Under 10 loans | 0.0% |
| Scott County, MO | 3 | Under 10 loans | 25.0% |
| Camden County, MO | 2 | Under 10 loans | 0.0% |
| Cooper County, MO | 2 | Under 10 loans | 0.0% |
| Morgan County, MO | 2 | Under 10 loans | 0.0% |
| Stone County, MO | 2 | Under 10 loans | 0.0% |
| Livingston County, KY | 1 | Under 10 loans | 0.0% |
| Butler County, MO | 1 | Under 10 loans | 0.0% |
| Clay County, MO | 1 | Under 10 loans | 0.0% |
| Douglas County, MO | 1 | Under 10 loans | 0.0% |
| Howard County, MO | 1 | Under 10 loans | 0.0% |
| Ozark County, MO | 1 | Under 10 loans | 0.0% |
| Platte County, MO | 1 | Under 10 loans | 0.0% |
| Polk County, MO | 1 | Under 10 loans | 0.0% |
| St. Charles County, MO | 1 | Under 10 loans | 0.0% |
| St. Francois County, MO | 1 | Under 10 loans | 50.0% |
| Vernon County, MO | 1 | Under 10 loans | 0.0% |
| Wright County, MO | 1 | Under 10 loans | 0.0% |
| Laclede County, MO | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.