Midwest BankCentre
Midwest BankCentre received 731 applications in 2025 and made 606 mortgages, in 85 counties across 25 states. The median rate its borrowers got was 6.375% on a median loan of $240,000. Of 640 decisions, 33 were denials — 5.2%, most often for collateral.
| Legal Entity Identifier | 549300OR2C7AGDZFTS24 |
|---|---|
| Applications received | 731 |
| Mortgages made | 606 |
| Denied | 33 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 91 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.006 points |
| FDIC-insured bank | Yes: Midwest BankCentre, 18 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 468 | 6.250% | $235,000 | 4.5% |
| Refinancing | 59 | 6.375% | $345,000 | 4.8% |
| Cash-out refinancing | 53 | 6.600% | $195,000 | 3.6% |
| Other purposes | 26 | 7.063% | $155,000 | 18.2% |
Where Midwest BankCentre lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| St. Louis County, MO | 190 | 6.500% | 5.5% |
| St. Clair County, IL | 117 | 6.000% | 7.9% |
| Jefferson County, MO | 53 | 6.500% | 5.4% |
| Madison County, IL | 52 | 6.125% | 5.5% |
| St. Louis city, MO | 42 | 6.638% | 2.3% |
| St. Charles County, MO | 36 | 6.375% | 2.7% |
| Camden County, MO | 9 | Under 10 loans | 0.0% |
| Marshall County, TN | 8 | Under 10 loans | 0.0% |
| Monroe County, IL | 5 | Under 10 loans | 0.0% |
| Davidson County, TN | 5 | Under 10 loans | 0.0% |
| Clinton County, IL | 4 | Under 10 loans | 0.0% |
| Franklin County, MO | 3 | Under 10 loans | 0.0% |
| Warren County, MO | 3 | Under 10 loans | 0.0% |
| Charleston County, SC | 3 | Under 10 loans | 0.0% |
| Washington County, IL | 2 | Under 10 loans | 0.0% |
| Christian County, MO | 2 | Under 10 loans | 0.0% |
| Lincoln County, MO | 2 | Under 10 loans | 0.0% |
| Ray County, MO | 2 | Under 10 loans | 0.0% |
| St. Francois County, MO | 2 | Under 10 loans | 0.0% |
| Taney County, MO | 2 | Under 10 loans | 33.3% |
| Robertson County, TN | 2 | Under 10 loans | 0.0% |
| Rutherford County, TN | 2 | Under 10 loans | 0.0% |
| Williamson County, TN | 2 | Under 10 loans | 0.0% |
| Anchorage Municipality, AK | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 1 | Under 10 loans | 0.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Denver County, CO | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 50.0% |
| Clay County, FL | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Gulf County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Pasco County, FL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Canyon County, ID | 1 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Fayette County, IL | 1 | Under 10 loans | 0.0% |
| Macoupin County, IL | 1 | Under 10 loans | 50.0% |
| Massac County, IL | 1 | Under 10 loans | 0.0% |
| Montgomery County, IL | 1 | Under 10 loans | 0.0% |
| Perry County, IL | 1 | Under 10 loans | 0.0% |
| Sangamon County, IL | 1 | Under 10 loans | 0.0% |
| Tazewell County, IL | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Lucas County, IA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.