State Bank of De Kalb
State Bank of De Kalb received 177 applications in 2025 and made 145 mortgages, in 19 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 169 decisions, 14 were denials — 8.3%.
| Legal Entity Identifier | 549300L6SV1WXLO6BB96 |
|---|---|
| Applications received | 177 |
| Mortgages made | 145 |
| Denied | 14 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: State Bank of De Kalb, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 85 | Not published | $195,000 | 5.1% |
| Refinancing | 34 | Not published | $185,000 | 5.4% |
| Cash-out refinancing | 10 | Not published | $185,000 | 0.0% |
| Other purposes | 16 | Not published | $70,000 | 28.0% |
Where State Bank of De Kalb lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bowie County, TX | 87 | Not published | 5.3% |
| Miller County, AR | 15 | Not published | 5.9% |
| Red River County, TX | 12 | Not published | 20.0% |
| Cass County, TX | 9 | Under 10 loans | 23.5% |
| Garland County, AR | 3 | Under 10 loans | 0.0% |
| Lamar County, TX | 3 | Under 10 loans | 0.0% |
| Faulkner County, AR | 2 | Under 10 loans | 0.0% |
| Little River County, AR | 2 | Under 10 loans | 25.0% |
| Pulaski County, AR | 2 | Under 10 loans | 0.0% |
| Arkansas County, AR | 1 | Under 10 loans | 0.0% |
| Hempstead County, AR | 1 | Under 10 loans | 0.0% |
| Pike County, AR | 1 | Under 10 loans | 0.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
| Stone County, MO | 1 | Under 10 loans | 0.0% |
| McCurtain County, OK | 1 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Titus County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
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When State Bank of De Kalb’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.