Mortgage Lender Index

Bank of Washington

Bank of Washington received 217 applications in 2025 and made 157 mortgages, in 21 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $225,000. Of 173 decisions, 10 were denials — 5.8%.

Legal Entity Identifier54930044G6TGPFFTFM49
Applications received217
Mortgages made157
Denied10
Approved, not taken up6
Withdrawn or incomplete44
Loans bought from other lenders1
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Bank of Washington, 7 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase126 Not published$230,000 4.4%
Refinancing20 Not published$240,000 8.7%
Cash-out refinancing5 Under 10 loansUnder 10 loans 16.7%
Other purposes6 Under 10 loansUnder 10 loans 11.1%

Where Bank of Washington lends most

The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Franklin County, MO 107Not published3.5%
St. Louis city, MO 9Under 10 loans0.0%
St. Louis County, MO 8Under 10 loans0.0%
Gasconade County, MO 6Under 10 loans0.0%
St. Charles County, MO 6Under 10 loans25.0%
Warren County, MO 6Under 10 loans14.3%
Camden County, MO 4Under 10 loans0.0%
Jackson County, MO 2Under 10 loans0.0%
Washington County, OR 2Under 10 loans0.0%
Hendricks County, IN 1Under 10 loans0.0%
Boone County, MO 1Under 10 loans0.0%
Henry County, MO 1Under 10 loans0.0%
Jefferson County, MO 1Under 10 loans50.0%
Lincoln County, MO 1Under 10 loans0.0%
Linn County, MO 1Under 10 loans0.0%
Stone County, MO 1Under 10 loans0.0%
Warren County, KY 0Under 10 loansNot published
Phelps County, MO 0Under 10 loans100.0%
Pulaski County, MO 0Under 10 loans100.0%
Ste. Genevieve County, MO 0Under 10 loansNot published
Tulsa County, OK 0Under 10 loansNot published

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When Bank of Washington’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.