MISSOURI ELECTRIC COOPERATIVES EMPL
MISSOURI ELECTRIC COOPERATIVES EMPL received 95 applications in 2025 and made 70 mortgages, in 56 counties across 4 states. The median rate its borrowers got was 6.375% on a median loan of $225,000. Of 80 decisions, 3 were denials — 3.8%, most often for debt-to-income ratio. 4 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300Y4GAAGXS20SL80 |
|---|---|
| Applications received | 95 |
| Mortgages made | 70 |
| Denied | 3 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.12 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 39 | 6.500% | $205,000 | 4.9% |
| Refinancing | 22 | 6.313% | $350,000 | 0.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 9.1% |
Where MISSOURI ELECTRIC COOPERATIVES EMPL lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Greene County, MO | 5 | Under 10 loans | 0.0% |
| Taney County, MO | 5 | Under 10 loans | 0.0% |
| Butler County, MO | 4 | Under 10 loans | 0.0% |
| Christian County, MO | 4 | Under 10 loans | 0.0% |
| Atchison County, MO | 2 | Under 10 loans | 0.0% |
| Cole County, MO | 2 | Under 10 loans | 0.0% |
| Grundy County, MO | 2 | Under 10 loans | 0.0% |
| Livingston County, MO | 2 | Under 10 loans | 0.0% |
| Putnam County, MO | 2 | Under 10 loans | 0.0% |
| Guthrie County, IA | 1 | Under 10 loans | 0.0% |
| Andrew County, MO | 1 | Under 10 loans | 0.0% |
| Bates County, MO | 1 | Under 10 loans | 0.0% |
| Bollinger County, MO | 1 | Under 10 loans | 0.0% |
| Boone County, MO | 1 | Under 10 loans | 0.0% |
| Buchanan County, MO | 1 | Under 10 loans | 0.0% |
| Callaway County, MO | 1 | Under 10 loans | 0.0% |
| Cedar County, MO | 1 | Under 10 loans | 0.0% |
| Clinton County, MO | 1 | Under 10 loans | 0.0% |
| Cooper County, MO | 1 | Under 10 loans | 0.0% |
| Dunklin County, MO | 1 | Under 10 loans | 0.0% |
| Gentry County, MO | 1 | Under 10 loans | 0.0% |
| Henry County, MO | 1 | Under 10 loans | 0.0% |
| Holt County, MO | 1 | Under 10 loans | 0.0% |
| Howell County, MO | 1 | Under 10 loans | 0.0% |
| Jackson County, MO | 1 | Under 10 loans | 0.0% |
| Laclede County, MO | 1 | Under 10 loans | 0.0% |
| Lawrence County, MO | 1 | Under 10 loans | 0.0% |
| Lewis County, MO | 1 | Under 10 loans | 0.0% |
| Lincoln County, MO | 1 | Under 10 loans | 0.0% |
| Linn County, MO | 1 | Under 10 loans | 0.0% |
| Madison County, MO | 1 | Under 10 loans | 0.0% |
| Maries County, MO | 1 | Under 10 loans | 0.0% |
| Miller County, MO | 1 | Under 10 loans | 0.0% |
| Moniteau County, MO | 1 | Under 10 loans | 33.3% |
| New Madrid County, MO | 1 | Under 10 loans | 0.0% |
| Nodaway County, MO | 1 | Under 10 loans | 0.0% |
| Osage County, MO | 1 | Under 10 loans | 0.0% |
| Ozark County, MO | 1 | Under 10 loans | 0.0% |
| Pettis County, MO | 1 | Under 10 loans | 0.0% |
| Phelps County, MO | 1 | Under 10 loans | 0.0% |
| Pulaski County, MO | 1 | Under 10 loans | 0.0% |
| Schuyler County, MO | 1 | Under 10 loans | 0.0% |
| Scott County, MO | 1 | Under 10 loans | 0.0% |
| Stone County, MO | 1 | Under 10 loans | 0.0% |
| Warren County, MO | 1 | Under 10 loans | 0.0% |
| Webster County, MO | 1 | Under 10 loans | 0.0% |
| Adair County, OK | 1 | Under 10 loans | 0.0% |
| Mahaska County, IA | 0 | Under 10 loans | Not published |
| Crawford County, KS | 0 | Under 10 loans | 100.0% |
| Doniphan County, KS | 0 | Under 10 loans | Not published |
Get told when this changes
When MISSOURI ELECTRIC COOPERATIVES EMPL’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.