YNB
YNB received 83 applications in 2025 and made 77 mortgages, in 9 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $115,000. Of 83 decisions, 2 were denials — 2.4%, most often for collateral.
| Legal Entity Identifier | 549300OMMGCT35VSS514 |
|---|---|
| Applications received | 83 |
| Mortgages made | 77 |
| Denied | 2 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: YNB, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 29 | Not published | $295,000 | 0.0% |
| Refinancing | 29 | Not published | $115,000 | 0.0% |
| Other purposes | 19 | Not published | $55,000 | 9.1% |
Where YNB lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Canadian County, OK | 44 | Not published | 2.2% |
| Oklahoma County, OK | 22 | Not published | 4.2% |
| Grady County, OK | 5 | Under 10 loans | 0.0% |
| McIntosh County, OK | 2 | Under 10 loans | 0.0% |
| Stone County, MO | 1 | Under 10 loans | 0.0% |
| Taney County, MO | 1 | Under 10 loans | 0.0% |
| Cleveland County, OK | 1 | Under 10 loans | 0.0% |
| Kay County, OK | 1 | Under 10 loans | 0.0% |
| Wagoner County, OK | 0 | Under 10 loans | 0.0% |
Get told when this changes
When YNB’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.