Bank of 1889
Bank of 1889 received 193 applications in 2025 and made 177 mortgages, in 20 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $115,000. Of 185 decisions, 6 were denials — 3.2%.
| Legal Entity Identifier | 5493000LJB0L73TDJT41 |
|---|---|
| Applications received | 193 |
| Mortgages made | 177 |
| Denied | 6 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of 1889, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 64 | Not published | $175,000 | 1.5% |
| Refinancing | 72 | Not published | $120,000 | 2.6% |
| Other purposes | 41 | Not published | $45,000 | 6.8% |
Where Bank of 1889 lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Carroll County, AR | 49 | Not published | 2.0% |
| Boone County, AR | 32 | Not published | 0.0% |
| Searcy County, AR | 21 | Not published | 4.6% |
| Marion County, AR | 18 | Not published | 5.3% |
| Madison County, AR | 10 | Not published | 8.3% |
| Faulkner County, AR | 9 | Under 10 loans | 0.0% |
| Newton County, AR | 8 | Under 10 loans | 0.0% |
| Washington County, AR | 8 | Under 10 loans | 11.1% |
| Barry County, MO | 5 | Under 10 loans | 0.0% |
| Stone County, MO | 5 | Under 10 loans | 0.0% |
| Van Buren County, AR | 2 | Under 10 loans | 0.0% |
| White County, AR | 2 | Under 10 loans | 0.0% |
| Baxter County, AR | 1 | Under 10 loans | 0.0% |
| Cleburne County, AR | 1 | Under 10 loans | 0.0% |
| Conway County, AR | 1 | Under 10 loans | 0.0% |
| Perry County, AR | 1 | Under 10 loans | 50.0% |
| Poinsett County, AR | 1 | Under 10 loans | 0.0% |
| Stone County, AR | 1 | Under 10 loans | 0.0% |
| Union County, AR | 1 | Under 10 loans | 0.0% |
| Newton County, MO | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.