Bank Iowa
Bank Iowa received 967 applications in 2025 and made 759 mortgages, in 95 counties across 16 states. The median rate its borrowers got was 7.050% on a median loan of $135,000. Of 873 decisions, 93 were denials — 10.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300NDNZ6EWP8BJI88 |
|---|---|
| Applications received | 967 |
| Mortgages made | 759 |
| Denied | 93 |
| Approved, not taken up | 21 |
| Withdrawn or incomplete | 94 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.5095 points |
| FDIC-insured bank | Yes: Bank Iowa, 25 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 380 | 6.625% | $175,000 | 5.3% |
| Refinancing | 168 | 7.250% | $105,000 | 8.0% |
| Cash-out refinancing | 25 | 6.750% | $155,000 | 22.2% |
| Other purposes | 186 | 7.500% | $55,000 | 20.3% |
Where Bank Iowa lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 117 | 6.850% | 9.8% |
| Page County, IA | 92 | 7.200% | 11.4% |
| Mahaska County, IA | 70 | 7.125% | 9.1% |
| Jasper County, IA | 62 | 6.813% | 4.5% |
| Crawford County, IA | 50 | 7.500% | 11.9% |
| Montgomery County, IA | 42 | 7.250% | 28.3% |
| Humboldt County, IA | 37 | 7.350% | 7.3% |
| Chickasaw County, IA | 32 | 7.275% | 2.9% |
| Dallas County, IA | 31 | 6.624% | 13.5% |
| Cerro Gordo County, IA | 23 | 7.000% | 4.2% |
| Marion County, IA | 22 | 7.075% | 4.2% |
| Warren County, IA | 18 | 6.313% | 21.7% |
| Fremont County, IA | 9 | Under 10 loans | 18.2% |
| Mills County, IA | 9 | Under 10 loans | 16.7% |
| Pocahontas County, IA | 8 | Under 10 loans | 0.0% |
| Wapello County, IA | 8 | Under 10 loans | 11.1% |
| Taylor County, IA | 7 | Under 10 loans | 0.0% |
| Fayette County, IA | 6 | Under 10 loans | 14.3% |
| Pottawattamie County, IA | 6 | Under 10 loans | 0.0% |
| Madison County, IA | 5 | Under 10 loans | 28.6% |
| Black Hawk County, IA | 4 | Under 10 loans | 0.0% |
| Bremer County, IA | 4 | Under 10 loans | 0.0% |
| Cass County, IA | 4 | Under 10 loans | 0.0% |
| Linn County, IA | 4 | Under 10 loans | 20.0% |
| Winneshiek County, IA | 4 | Under 10 loans | 0.0% |
| Clark County, NV | 4 | Under 10 loans | 0.0% |
| Adams County, IA | 3 | Under 10 loans | 0.0% |
| Carroll County, IA | 3 | Under 10 loans | 0.0% |
| Ida County, IA | 3 | Under 10 loans | 0.0% |
| Poweshiek County, IA | 3 | Under 10 loans | 0.0% |
| Story County, IA | 3 | Under 10 loans | 0.0% |
| Webster County, IA | 3 | Under 10 loans | 20.0% |
| Appanoose County, IA | 2 | Under 10 loans | 0.0% |
| Audubon County, IA | 2 | Under 10 loans | 0.0% |
| Boone County, IA | 2 | Under 10 loans | 0.0% |
| Davis County, IA | 2 | Under 10 loans | 0.0% |
| Franklin County, IA | 2 | Under 10 loans | 0.0% |
| Grundy County, IA | 2 | Under 10 loans | 0.0% |
| Hamilton County, IA | 2 | Under 10 loans | 0.0% |
| Hancock County, IA | 2 | Under 10 loans | 0.0% |
| Howard County, IA | 2 | Under 10 loans | 0.0% |
| Keokuk County, IA | 2 | Under 10 loans | 33.3% |
| Lucas County, IA | 2 | Under 10 loans | 0.0% |
| Marshall County, IA | 2 | Under 10 loans | 0.0% |
| Wright County, IA | 2 | Under 10 loans | 0.0% |
| Atchison County, MO | 2 | Under 10 loans | 0.0% |
| Carroll County, AR | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| Broomfield County, CO | 1 | Under 10 loans | 0.0% |
| Denver County, CO | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.