Mortgage Lender Index

Mortgage lenders in Lyon County

384 mortgages were made in Lyon County, Minnesota, in 2025, by 110 lenders. The median rate their borrowers got was 6.625% on a median loan of $150,000. Of 467 decisions, 72 were denials — 15.4%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Minnwest Bank 56 6.500% $105,000 6.7%
UNITED SHORE FINANCIAL SERVICES, LLC 36 6.490% $195,000 7.7%
Old National Bank 33 6.625% $165,000 10.5%
Rocket Mortgage, LLC 32 6.875% $105,000 13.5%
U.S. Bank National Association 18 6.938% $80,000 25.0%
Plains Commerce Bank 14 6.875% $105,000 17.7%
BMO Bank National Association 13 9.380% $65,000 38.1%
Bremer Bank, National Association 13 7.125% $125,000 13.3%
Merchants Bank, National Association 13 6.525% $235,000 7.1%
Mortgage Research Center, LLC 8 Under 10 loans Under 10 loans 20.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 8 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 6 Under 10 loans Under 10 loans 0.0%
AFFINITY PLUS 5 Under 10 loans Under 10 loans 0.0%
Luminate Bank 5 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 4 Under 10 loans Under 10 loans 12.5%
CROSSCOUNTRY MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 4 Under 10 loans Under 10 loans 20.0%
HomeTown Bank 4 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 3 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 3 Under 10 loans Under 10 loans 40.0%
USAA Federal Savings Bank 3 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 3 Under 10 loans Under 10 loans 0.0%
AgCountry Farm Credit Services, FLCA 3 Under 10 loans Under 10 loans 0.0%
First Bank & Trust 3 Under 10 loans Under 10 loans 25.0%
Fairway Independent Mortgage Corporation 3 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
AMERICAN FINANCING CORPORATION 2 Under 10 loans Under 10 loans 33.3%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 33.3%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 50.0%
Royal Credit Union 2 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 2 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 33.3%
Empeople Credit Union 2 Under 10 loans Under 10 loans 0.0%
First State Bank Southwest 2 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 Under 10 loans Under 10 loans 0.0%
PREMIER LENDING, INC. 2 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
First Western Bank & Trust 2 Under 10 loans Under 10 loans 0.0%
Choice Financial Group 2 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 2 Under 10 loans Under 10 loans 0.0%
First Dakota National Bank 2 Under 10 loans Under 10 loans 0.0%
Florida Capital Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 87.5%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 50.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 66.7%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
BankVista 1 Under 10 loans Under 10 loans 0.0%
TRUSTONE FINANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Bank Midwest 1 Under 10 loans Under 10 loans 50.0%
SOUTHPOINT FINANCIAL 1 Under 10 loans Under 10 loans 50.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 50.0%
Flanagan State Bank 1 Under 10 loans Under 10 loans 0.0%
Minnesota Valley Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
NORTHEAST SECURITY BANK 1 Under 10 loans Under 10 loans 0.0%
Nebraska Bank of Commerce 1 Under 10 loans Under 10 loans 0.0%
Midwest Bank 1 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
ALTRA Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Reliabank Dakota 1 Under 10 loans Under 10 loans 0.0%
VERIDIAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
MAGNIFI FINANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
Blaze Credit Union 1 Under 10 loans Under 10 loans 0.0%
IDEAL Credit Union 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
Citizens Alliance Bank 1 Under 10 loans Under 10 loans 0.0%
Gate City Bank 1 Under 10 loans Under 10 loans 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
Bell Bank 1 Under 10 loans Under 10 loans 0.0%
MINNCO CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Frandsen Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
CITY-COUNTY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Associated Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
First PREMIER Bank 0 Under 10 loans Under 10 loans 100.0%
LEADERONE FINANCIAL CORPORATION 0 Under 10 loans Under 10 loans Not published
Luminate Home Loans, Inc. 0 Under 10 loans Under 10 loans Not published
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
Bethpage Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
NexBank 0 Under 10 loans Under 10 loans Not published
First Interstate Bank 0 Under 10 loans Under 10 loans 100.0%
Allied First Bank,sb 0 Under 10 loans Under 10 loans Not published
GoodLeap, LLC 0 Under 10 loans Under 10 loans Not published
RELIANCE FIRST CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
HFG HOLDINGS, LLC 0 Under 10 loans Under 10 loans 100.0%
First Savings Bank 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Sierra Pacific Mortgage Company, Inc. 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Lyon County

12 FDIC-insured branches from 7 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
First Independent Bank 4$307.2 million
Minnwest Bank 2$374.1 million
BMO Bank National Association 2$61.4 million
Old National Bank 1$251.8 million
Wells Fargo Bank, National Association 1$137.1 million
U.S. Bank National Association 1$39.8 million
State Bank of Taunton 1$37.1 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Lyon County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.