Mortgage Lender Index

Bank Midwest

Bank Midwest received 179 applications in 2025 and made 143 mortgages, in 39 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $185,000. Of 151 decisions, 8 were denials — 5.3%.

Legal Entity Identifier549300USNPUCH96WTF23
Applications received179
Mortgages made143
Denied8
Approved, not taken up0
Withdrawn or incomplete28
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Bank Midwest, 11 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase113 Not published$185,000 4.2%
Refinancing14 Not published$230,000 6.7%
Cash-out refinancing9 Under 10 loansUnder 10 loans 10.0%
Other purposes7 Under 10 loansUnder 10 loans 12.5%

Where Bank Midwest lends most

The 39 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Martin County, MN 22Not published0.0%
Brown County, MN 21Not published4.6%
Jackson County, MN 18Not published5.3%
Cottonwood County, MN 17Not published0.0%
Dickinson County, IA 14Not published12.5%
McLeod County, MN 5Under 10 loans0.0%
Nicollet County, MN 5Under 10 loans0.0%
Hennepin County, MN 4Under 10 loans0.0%
Sibley County, MN 4Under 10 loans0.0%
Minnehaha County, SD 3Under 10 loans0.0%
Palo Alto County, IA 2Under 10 loans0.0%
Blue Earth County, MN 2Under 10 loans0.0%
Ramsey County, MN 2Under 10 loans0.0%
Waseca County, MN 2Under 10 loans0.0%
Watonwan County, MN 2Under 10 loans0.0%
Lincoln County, SD 2Under 10 loans0.0%
Carroll County, IA 1Under 10 loans0.0%
Clay County, IA 1Under 10 loans0.0%
Dallas County, IA 1Under 10 loans0.0%
Emmet County, IA 1Under 10 loans50.0%
Jasper County, IA 1Under 10 loans0.0%
Kossuth County, IA 1Under 10 loans50.0%
Osceola County, IA 1Under 10 loans0.0%
Chippewa County, MN 1Under 10 loans0.0%
Clay County, MN 1Under 10 loans0.0%
Goodhue County, MN 1Under 10 loans0.0%
Kandiyohi County, MN 1Under 10 loans0.0%
Lyon County, MN 1Under 10 loans50.0%
Mille Lacs County, MN 1Under 10 loans0.0%
Nobles County, MN 1Under 10 loans0.0%
Pope County, MN 1Under 10 loans0.0%
Redwood County, MN 1Under 10 loans50.0%
Scott County, MN 1Under 10 loans0.0%
Wadena County, MN 1Under 10 loans0.0%
Maricopa County, AZ 0Under 10 loansNot published
Douglas County, KS 0Under 10 loansNot published
Montgomery County, MD 0Under 10 loansNot published
Douglas County, MN 0Under 10 loansNot published
Pipestone County, MN 0Under 10 loansNot published

Get told when this changes

When Bank Midwest’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.