Reliabank Dakota
Reliabank Dakota received 216 applications in 2025 and made 163 mortgages, in 36 counties across 5 states. The median rate its borrowers got was 6.750% on a median loan of $255,000. Of 176 decisions, 13 were denials — 7.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300KCR7QWQQCWBG94 |
|---|---|
| Applications received | 216 |
| Mortgages made | 163 |
| Denied | 13 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 40 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.129 points |
| FDIC-insured bank | Yes: Reliabank Dakota, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 120 | 6.625% | $255,000 | 9.1% |
| Refinancing | 35 | 6.910% | $255,000 | 2.8% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 0.0% |
Where Reliabank Dakota lends most
The 36 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Minnehaha County, SD | 67 | 6.850% | 2.9% |
| Lincoln County, SD | 23 | 6.750% | 8.0% |
| Codington County, SD | 19 | 6.550% | 0.0% |
| Hutchinson County, SD | 9 | Under 10 loans | 0.0% |
| Hamlin County, SD | 6 | Under 10 loans | 0.0% |
| Turner County, SD | 6 | Under 10 loans | 25.0% |
| Lyon County, IA | 4 | Under 10 loans | 0.0% |
| Emmet County, IA | 3 | Under 10 loans | 0.0% |
| Murray County, MN | 3 | Under 10 loans | 0.0% |
| McCook County, SD | 3 | Under 10 loans | 0.0% |
| Nobles County, MN | 2 | Under 10 loans | 60.0% |
| Brookings County, SD | 2 | Under 10 loans | 0.0% |
| Lake County, SD | 2 | Under 10 loans | 0.0% |
| Harrison County, IA | 1 | Under 10 loans | 0.0% |
| Story County, IA | 1 | Under 10 loans | 0.0% |
| Big Stone County, MN | 1 | Under 10 loans | 0.0% |
| Lyon County, MN | 1 | Under 10 loans | 0.0% |
| Ramsey County, MN | 1 | Under 10 loans | 0.0% |
| Yellow Medicine County, MN | 1 | Under 10 loans | 0.0% |
| Bon Homme County, SD | 1 | Under 10 loans | 0.0% |
| Brown County, SD | 1 | Under 10 loans | 0.0% |
| Clark County, SD | 1 | Under 10 loans | 0.0% |
| Grant County, SD | 1 | Under 10 loans | 0.0% |
| Gregory County, SD | 1 | Under 10 loans | 0.0% |
| Pennington County, SD | 1 | Under 10 loans | 0.0% |
| Roberts County, SD | 1 | Under 10 loans | 0.0% |
| Union County, SD | 1 | Under 10 loans | 0.0% |
| Douglas County, MN | 0 | Under 10 loans | Not published |
| Pipestone County, MN | 0 | Under 10 loans | 100.0% |
| Rock County, MN | 0 | Under 10 loans | 100.0% |
| Cass County, ND | 0 | Under 10 loans | Not published |
| Day County, SD | 0 | Under 10 loans | 100.0% |
| Douglas County, SD | 0 | Under 10 loans | Not published |
| Hanson County, SD | 0 | Under 10 loans | Not published |
| Lawrence County, SD | 0 | Under 10 loans | Not published |
| Marinette County, WI | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.