Minnesota Valley Federal Credit Union
Minnesota Valley Federal Credit Union received 104 applications in 2025 and made 91 mortgages, in 14 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $185,000. Of 96 decisions, 5 were denials — 5.2%, most often for debt-to-income ratio. 9 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900M984EPKRAPEO90 |
|---|---|
| Applications received | 104 |
| Mortgages made | 91 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 49 | Not published | $215,000 | 0.0% |
| Refinancing | 10 | Not published | $180,000 | 28.6% |
| Cash-out refinancing | 23 | Not published | $125,000 | 4.2% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 0.0% |
Where Minnesota Valley Federal Credit Union lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Blue Earth County, MN | 44 | Not published | 6.4% |
| Nicollet County, MN | 23 | Not published | 4.2% |
| Le Sueur County, MN | 11 | Not published | 0.0% |
| Brown County, MN | 2 | Under 10 loans | 33.3% |
| Waseca County, MN | 2 | Under 10 loans | 0.0% |
| Isanti County, MN | 1 | Under 10 loans | 0.0% |
| Lake County, MN | 1 | Under 10 loans | 0.0% |
| Lyon County, MN | 1 | Under 10 loans | 0.0% |
| Martin County, MN | 1 | Under 10 loans | 0.0% |
| Pine County, MN | 1 | Under 10 loans | 0.0% |
| Sibley County, MN | 1 | Under 10 loans | 0.0% |
| Stearns County, MN | 1 | Under 10 loans | 0.0% |
| Washington County, MN | 1 | Under 10 loans | 0.0% |
| Watonwan County, MN | 1 | Under 10 loans | 0.0% |
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When Minnesota Valley Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.