Mortgage lenders in Minnesota, county by county
122,478 mortgages were made in Minnesota in 2025, across 87 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Hennepin County | 586 | 25,783 | 6.625% | $275,000 | 15.7% |
| Dakota County | 438 | 10,299 | 6.625% | $255,000 | 17.3% |
| Ramsey County | 436 | 9,342 | 6.625% | $235,000 | 16.6% |
| Anoka County | 396 | 8,713 | 6.625% | $255,000 | 18.4% |
| Washington County | 393 | 7,386 | 6.625% | $285,000 | 15.5% |
| Wright County | 334 | 4,545 | 6.575% | $285,000 | 15.4% |
| St. Louis County | 327 | 4,132 | 6.750% | $165,000 | 15.5% |
| Scott County | 318 | 3,863 | 6.625% | $285,000 | 16.2% |
| Olmsted County | 295 | 3,562 | 6.500% | $245,000 | 14.3% |
| Stearns County | 264 | 3,149 | 6.624% | $205,000 | 13.8% |
| Carver County | 295 | 3,090 | 6.625% | $305,000 | 13.8% |
| Sherburne County | 278 | 2,780 | 6.625% | $265,000 | 16.1% |
| Crow Wing County | 250 | 1,786 | 6.625% | $225,000 | 15.8% |
| Chisago County | 226 | 1,567 | 6.740% | $255,000 | 17.9% |
| Clay County | 164 | 1,552 | 6.624% | $195,000 | 14.8% |
| Rice County | 211 | 1,295 | 6.625% | $215,000 | 13.9% |
| Otter Tail County | 203 | 1,242 | 6.650% | $195,000 | 14.6% |
| Isanti County | 198 | 1,189 | 6.625% | $245,000 | 20.4% |
| Blue Earth County | 184 | 1,087 | 6.624% | $205,000 | 14.9% |
| Winona County | 133 | 1,050 | 6.525% | $145,000 | 12.2% |
| Goodhue County | 201 | 998 | 6.625% | $215,000 | 14.7% |
| Itasca County | 172 | 998 | 6.625% | $165,000 | 18.6% |
| Carlton County | 159 | 912 | 6.750% | $185,000 | 16.2% |
| Benton County | 165 | 863 | 6.625% | $215,000 | 19.0% |
| Mille Lacs County | 186 | 810 | 6.625% | $205,000 | 18.6% |
| Douglas County | 187 | 798 | 6.625% | $225,000 | 14.3% |
| McLeod County | 155 | 788 | 6.625% | $205,000 | 14.3% |
| Cass County | 219 | 783 | 6.638% | $235,000 | 15.8% |
| Becker County | 137 | 766 | 6.625% | $225,000 | 15.0% |
| Mower County | 147 | 752 | 6.750% | $155,000 | 19.6% |
| Pine County | 176 | 748 | 6.750% | $185,000 | 21.6% |
| Kandiyohi County | 154 | 711 | 6.625% | $205,000 | 14.1% |
| Steele County | 150 | 677 | 6.625% | $215,000 | 17.0% |
| Le Sueur County | 156 | 660 | 6.625% | $205,000 | 15.1% |
| Morrison County | 160 | 641 | 6.625% | $195,000 | 17.4% |
| Nicollet County | 138 | 641 | 6.624% | $225,000 | 14.6% |
| Beltrami County | 135 | 593 | 6.625% | $155,000 | 16.6% |
| Polk County | 109 | 583 | 6.625% | $165,000 | 14.3% |
| Freeborn County | 123 | 529 | 6.750% | $135,000 | 19.8% |
| Dodge County | 124 | 508 | 6.625% | $195,000 | 13.7% |
| Aitkin County | 172 | 478 | 6.750% | $185,000 | 17.4% |
| Wabasha County | 116 | 474 | 6.625% | $195,000 | 17.4% |
| Meeker County | 145 | 462 | 6.625% | $205,000 | 15.3% |
| Todd County | 128 | 461 | 6.625% | $155,000 | 17.6% |
| Fillmore County | 111 | 438 | 6.625% | $155,000 | 16.8% |
| Brown County | 110 | 435 | 6.625% | $145,000 | 12.7% |
| Kanabec County | 129 | 428 | 6.750% | $185,000 | 18.4% |
| Houston County | 103 | 423 | 6.525% | $175,000 | 9.1% |
| Hubbard County | 146 | 386 | 6.625% | $215,000 | 20.0% |
| Lyon County | 110 | 384 | 6.625% | $150,000 | 15.4% |
| Lake County | 103 | 353 | 6.500% | $185,000 | 14.5% |
| Waseca County | 102 | 323 | 6.500% | $175,000 | 16.3% |
| Sibley County | 109 | 311 | 6.625% | $195,000 | 16.3% |
| Martin County | 114 | 298 | 6.625% | $135,000 | 20.4% |
| Nobles County | 88 | 255 | 6.683% | $175,000 | 18.2% |
| Redwood County | 94 | 244 | 6.750% | $125,000 | 21.9% |
| Renville County | 108 | 233 | 6.625% | $135,000 | 16.8% |
| Roseau County | 68 | 211 | 6.500% | $165,000 | 13.3% |
| Rock County | 73 | 193 | 6.750% | $155,000 | 13.9% |
| Pope County | 94 | 190 | 6.625% | $175,000 | 15.6% |
| Wadena County | 103 | 188 | 6.500% | $175,000 | 21.4% |
| Faribault County | 86 | 174 | 6.625% | $125,000 | 23.3% |
| Koochiching County | 62 | 173 | 6.625% | $125,000 | 13.4% |
| Pennington County | 55 | 165 | 6.500% | $155,000 | 13.9% |
| Pipestone County | 72 | 165 | 6.750% | $115,000 | 24.0% |
| Cook County | 92 | 160 | 6.500% | $265,000 | 16.0% |
| Clearwater County | 63 | 157 | 6.625% | $135,000 | 11.6% |
| Cottonwood County | 64 | 151 | 6.750% | $125,000 | 16.7% |
| Chippewa County | 83 | 150 | 6.745% | $155,000 | 19.9% |
| Murray County | 74 | 141 | 6.750% | $145,000 | 15.1% |
| Marshall County | 57 | 135 | 6.750% | $135,000 | 13.3% |
| Jackson County | 67 | 134 | 6.625% | $130,000 | 22.7% |
| Swift County | 72 | 133 | 6.625% | $125,000 | 20.7% |
| Watonwan County | 70 | 130 | 6.490% | $145,000 | 19.5% |
| Stevens County | 60 | 125 | 6.750% | $125,000 | 19.3% |
| Yellow Medicine County | 68 | 125 | 6.625% | $125,000 | 20.3% |
| Wilkin County | 58 | 123 | 6.550% | $135,000 | 23.2% |
| Grant County | 62 | 109 | 6.625% | $155,000 | 17.7% |
| Lincoln County | 61 | 109 | 6.688% | $135,000 | 17.2% |
| Norman County | 69 | 106 | 6.500% | $120,000 | 18.7% |
| Big Stone County | 51 | 89 | 6.750% | $135,000 | 15.6% |
| Lake of the Woods County | 60 | 86 | 6.625% | $160,000 | 6.3% |
| Mahnomen County | 48 | 73 | 6.375% | $155,000 | 22.2% |
| Lac qui Parle County | 51 | 71 | 6.500% | $115,000 | 28.0% |
| Red Lake County | 32 | 58 | 6.490% | $105,000 | 4.8% |
| Kittson County | 33 | 50 | 6.490% | $100,000 | 17.7% |
| Traverse County | 44 | 47 | 6.763% | $115,000 | 17.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.