Midwest Bank
Midwest Bank received 187 applications in 2025 and made 166 mortgages, in 35 counties across 11 states. The median rate its borrowers got was Not published on a median loan of $200,000. Of 180 decisions, 4 were denials — 2.2%.
| Legal Entity Identifier | 254900WRP19TBSQG0Z89 |
|---|---|
| Applications received | 187 |
| Mortgages made | 166 |
| Denied | 4 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Midwest Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 109 | Not published | $235,000 | 1.7% |
| Refinancing | 36 | Not published | $170,000 | 2.6% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 15 | Not published | $55,000 | 5.3% |
Where Midwest Bank lends most
The 35 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Becker County, MN | 80 | Not published | 3.4% |
| Clay County, MN | 23 | Not published | 0.0% |
| Otter Tail County, MN | 15 | Not published | 0.0% |
| Mahnomen County, MN | 7 | Under 10 loans | 0.0% |
| Cass County, ND | 5 | Under 10 loans | 0.0% |
| Wilkin County, MN | 3 | Under 10 loans | 25.0% |
| Crow Wing County, MN | 2 | Under 10 loans | 0.0% |
| Hubbard County, MN | 2 | Under 10 loans | 0.0% |
| Wadena County, MN | 2 | Under 10 loans | 0.0% |
| Lawrence County, SD | 2 | Under 10 loans | 0.0% |
| Crook County, WY | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Placer County, CA | 1 | Under 10 loans | 0.0% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Anoka County, MN | 1 | Under 10 loans | 0.0% |
| Beltrami County, MN | 1 | Under 10 loans | 0.0% |
| Carver County, MN | 1 | Under 10 loans | 0.0% |
| Hennepin County, MN | 1 | Under 10 loans | 0.0% |
| Lyon County, MN | 1 | Under 10 loans | 0.0% |
| Norman County, MN | 1 | Under 10 loans | 0.0% |
| St. Louis County, MN | 1 | Under 10 loans | 0.0% |
| Lake County, MT | 1 | Under 10 loans | 0.0% |
| Powell County, MT | 1 | Under 10 loans | 0.0% |
| Yellowstone County, MT | 1 | Under 10 loans | 0.0% |
| Morton County, ND | 1 | Under 10 loans | 0.0% |
| Nelson County, ND | 1 | Under 10 loans | 0.0% |
| Stark County, ND | 1 | Under 10 loans | 0.0% |
| King George County, VA | 1 | Under 10 loans | 0.0% |
| Barron County, WI | 1 | Under 10 loans | 0.0% |
| St. Croix County, WI | 1 | Under 10 loans | 0.0% |
| Douglas County, MN | 0 | Under 10 loans | Not published |
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When Midwest Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.