Mortgage Lender Index

First State Bank of Forrest

First State Bank of Forrest received 308 applications in 2025 and made 267 mortgages, in 27 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $95,000. Of 296 decisions, 18 were denials — 6.1%.

Legal Entity Identifier549300DNRGCN05KNA737
Applications received308
Mortgages made267
Denied18
Approved, not taken up11
Withdrawn or incomplete12
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: First State Bank of Forrest, 6 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase132 Not published$125,000 9.0%
Refinancing30 Not published$110,000 3.2%
Cash-out refinancing54 Not published$65,000 1.8%
Other purposes51 Not published$25,000 3.6%

Where First State Bank of Forrest lends most

The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Livingston County, IL 94Not published7.2%
Champaign County, IL 33Not published5.7%
Peoria County, IL 33Not published2.9%
McLean County, IL 24Not published3.9%
Ford County, IL 14Not published12.5%
Piatt County, IL 12Not published0.0%
Tazewell County, IL 10Not published0.0%
Iroquois County, IL 9Under 10 loans18.2%
De Witt County, IL 8Under 10 loans0.0%
Whiteside County, IL 5Under 10 loans0.0%
Allen County, IN 5Under 10 loans0.0%
Woodford County, IL 4Under 10 loans20.0%
Coles County, IL 2Under 10 loans0.0%
Cook County, IL 2Under 10 loans0.0%
Effingham County, IL 2Under 10 loans0.0%
Henry County, IL 2Under 10 loans0.0%
DuPage County, IL 1Under 10 loans0.0%
Edgar County, IL 1Under 10 loans0.0%
Kankakee County, IL 1Under 10 loans0.0%
Macon County, IL 1Under 10 loans0.0%
Will County, IL 1Under 10 loans0.0%
Spencer County, IN 1Under 10 loans0.0%
Sedgwick County, KS 1Under 10 loans0.0%
Davidson County, TN 1Under 10 loans0.0%
Knox County, IL 0Under 10 loans100.0%
Lee County, IL 0Under 10 loans0.0%
Nemaha County, KS 0Under 10 loansNot published

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.