Lincoln Savings Bank
Lincoln Savings Bank received 70 applications in 2025 and made 58 mortgages, in 23 counties across 4 states. The median rate its borrowers got was 6.976% on a median loan of $135,000. Of 67 decisions, 5 were denials — 7.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300XY02VS45I5ZZ90 |
|---|---|
| Applications received | 70 |
| Mortgages made | 58 |
| Denied | 5 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 2 |
| Median rate spread over the prime offer rate | 0.171 points |
| FDIC-insured bank | Yes: Lincoln Savings Bank, 16 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 40 | 6.713% | $145,000 | 4.6% |
| Refinancing | 13 | 7.750% | $55,000 | 11.8% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 16.7% |
Where Lincoln Savings Bank lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Black Hawk County, IA | 16 | 7.128% | 5.9% |
| Polk County, IA | 9 | Under 10 loans | 0.0% |
| Warren County, IA | 6 | Under 10 loans | 0.0% |
| Butler County, IA | 4 | Under 10 loans | 20.0% |
| Dallas County, IA | 3 | Under 10 loans | 0.0% |
| Tama County, IA | 3 | Under 10 loans | 25.0% |
| Grundy County, IA | 2 | Under 10 loans | 0.0% |
| Linn County, IA | 2 | Under 10 loans | 0.0% |
| Marion County, IA | 2 | Under 10 loans | 0.0% |
| Benton County, IA | 1 | Under 10 loans | 0.0% |
| Bremer County, IA | 1 | Under 10 loans | 0.0% |
| Cerro Gordo County, IA | 1 | Under 10 loans | 0.0% |
| Fayette County, IA | 1 | Under 10 loans | 0.0% |
| Hamilton County, IA | 1 | Under 10 loans | 0.0% |
| Hardin County, IA | 1 | Under 10 loans | 0.0% |
| Jones County, IA | 1 | Under 10 loans | 0.0% |
| Madison County, IA | 1 | Under 10 loans | 0.0% |
| Poweshiek County, IA | 1 | Under 10 loans | 50.0% |
| Sac County, IA | 1 | Under 10 loans | 0.0% |
| St. Louis County, MO | 1 | Under 10 loans | 0.0% |
| Winneshiek County, IA | 0 | Under 10 loans | 0.0% |
| Douglas County, KS | 0 | Under 10 loans | Not published |
| Hennepin County, MN | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.