Ohnward Bank & Trust
Ohnward Bank & Trust received 325 applications in 2025 and made 289 mortgages, in 37 counties across 13 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 294 decisions, 5 were denials — 1.7%.
| Legal Entity Identifier | 549300XMCDBXHD84QD46 |
|---|---|
| Applications received | 325 |
| Mortgages made | 289 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 31 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Ohnward Bank & Trust, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 198 | Not published | $185,000 | 2.0% |
| Refinancing | 66 | Not published | $200,000 | 1.5% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 18 | Not published | $35,000 | 0.0% |
Where Ohnward Bank & Trust lends most
The 37 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Linn County, IA | 163 | Not published | 1.8% |
| Jones County, IA | 27 | Not published | 3.6% |
| Johnson County, IA | 23 | Not published | 4.2% |
| Jackson County, IA | 10 | Not published | 0.0% |
| Benton County, IA | 8 | Under 10 loans | 0.0% |
| Delaware County, IA | 6 | Under 10 loans | 0.0% |
| Clayton County, IA | 4 | Under 10 loans | 0.0% |
| Clinton County, IA | 4 | Under 10 loans | 0.0% |
| Jasper County, IA | 4 | Under 10 loans | 0.0% |
| Polk County, IA | 4 | Under 10 loans | 0.0% |
| Black Hawk County, IA | 3 | Under 10 loans | 0.0% |
| Dubuque County, IA | 3 | Under 10 loans | 0.0% |
| Buchanan County, IA | 2 | Under 10 loans | 0.0% |
| Dallas County, IA | 2 | Under 10 loans | 0.0% |
| Marion County, IA | 2 | Under 10 loans | 0.0% |
| Scott County, IA | 2 | Under 10 loans | 0.0% |
| Johnson County, KS | 2 | Under 10 loans | 0.0% |
| Broomfield County, CO | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Jo Daviess County, IL | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Cedar County, IA | 1 | Under 10 loans | 0.0% |
| Cerro Gordo County, IA | 1 | Under 10 loans | 0.0% |
| Dickinson County, IA | 1 | Under 10 loans | 0.0% |
| Fayette County, IA | 1 | Under 10 loans | 0.0% |
| Madison County, IA | 1 | Under 10 loans | 0.0% |
| Muscatine County, IA | 1 | Under 10 loans | 0.0% |
| Hennepin County, MN | 1 | Under 10 loans | 0.0% |
| Washington County, MN | 1 | Under 10 loans | 0.0% |
| Jackson County, MO | 1 | Under 10 loans | 0.0% |
| St. Charles County, MO | 1 | Under 10 loans | 0.0% |
| Wake County, NC | 1 | Under 10 loans | 0.0% |
| Warren County, OH | 1 | Under 10 loans | 0.0% |
| Lehigh County, PA | 1 | Under 10 loans | 0.0% |
| Charleston County, SC | 1 | Under 10 loans | 0.0% |
| Grant County, WI | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.