Contract Exchange Corporation
Contract Exchange Corporation received 46 applications in 2025 and made 39 mortgages, in 14 counties across 1 state. The median rate its borrowers got was 10.500% on a median loan of $125,000. Of 41 decisions, 1 were denials — 2.4%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900WRTMJD6GMNS670 |
|---|---|
| Applications received | 46 |
| Mortgages made | 39 |
| Denied | 1 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 4.2825 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 31 | 10.500% | $135,000 | 0.0% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where Contract Exchange Corporation lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 24 | 10.500% | 0.0% |
| Marshall County, IA | 3 | Under 10 loans | 0.0% |
| Linn County, IA | 2 | Under 10 loans | 0.0% |
| Black Hawk County, IA | 1 | Under 10 loans | 0.0% |
| Dallas County, IA | 1 | Under 10 loans | 0.0% |
| Delaware County, IA | 1 | Under 10 loans | 0.0% |
| Dubuque County, IA | 1 | Under 10 loans | 0.0% |
| Emmet County, IA | 1 | Under 10 loans | 0.0% |
| Jasper County, IA | 1 | Under 10 loans | 50.0% |
| Story County, IA | 1 | Under 10 loans | 0.0% |
| Warren County, IA | 1 | Under 10 loans | 0.0% |
| Worth County, IA | 1 | Under 10 loans | 0.0% |
| Muscatine County, IA | 0 | Under 10 loans | Not published |
| Van Buren County, IA | 0 | Under 10 loans | Not published |
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When Contract Exchange Corporation’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.