PEOPLES SAVINGS BANK
PEOPLES SAVINGS BANK received 82 applications in 2025 and made 76 mortgages, in 11 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $75,000. Of 80 decisions, 3 were denials — 3.8%, most often for credit history.
| Legal Entity Identifier | 254900C4L5I47E388980 |
|---|---|
| Applications received | 82 |
| Mortgages made | 76 |
| Denied | 3 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Peoples Savings Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 46 | Not published | $80,000 | 2.1% |
| Refinancing | 13 | Not published | $215,000 | 7.1% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 14 | Not published | $45,000 | 6.7% |
Where PEOPLES SAVINGS BANK lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Grundy County, IA | 28 | Not published | 3.5% |
| Black Hawk County, IA | 20 | Not published | 4.8% |
| Hardin County, IA | 14 | Not published | 0.0% |
| Butler County, IA | 7 | Under 10 loans | 12.5% |
| Emmet County, IA | 2 | Under 10 loans | 0.0% |
| Buchanan County, IA | 1 | Under 10 loans | 0.0% |
| Chickasaw County, IA | 1 | Under 10 loans | 0.0% |
| Franklin County, IA | 1 | Under 10 loans | 0.0% |
| Linn County, IA | 1 | Under 10 loans | 0.0% |
| Marshall County, IA | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 0 | Under 10 loans | 0.0% |
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When PEOPLES SAVINGS BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.