Mount Vernon Bank and Trust Company
Mount Vernon Bank and Trust Company received 138 applications in 2025 and made 133 mortgages, in 14 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 135 decisions, 1 were denials — 0.7%.
| Legal Entity Identifier | 549300Z8UWZMQ33WI653 |
|---|---|
| Applications received | 138 |
| Mortgages made | 133 |
| Denied | 1 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Mount Vernon Bank and Trust Company, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 65 | Not published | $185,000 | 1.5% |
| Refinancing | 31 | Not published | $135,000 | 0.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 35 | Not published | $35,000 | 0.0% |
Where Mount Vernon Bank and Trust Company lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Linn County, IA | 98 | Not published | 1.0% |
| Cedar County, IA | 8 | Under 10 loans | 0.0% |
| Jones County, IA | 8 | Under 10 loans | 0.0% |
| Johnson County, IA | 7 | Under 10 loans | 0.0% |
| Polk County, IA | 2 | Under 10 loans | 0.0% |
| Webster County, IA | 2 | Under 10 loans | 0.0% |
| Bremer County, IA | 1 | Under 10 loans | 0.0% |
| Delaware County, IA | 1 | Under 10 loans | 0.0% |
| Dubuque County, IA | 1 | Under 10 loans | 0.0% |
| O'Brien County, IA | 1 | Under 10 loans | 0.0% |
| Poweshiek County, IA | 1 | Under 10 loans | 0.0% |
| Hennepin County, MN | 1 | Under 10 loans | 0.0% |
| Olmsted County, MN | 1 | Under 10 loans | 0.0% |
| Langlade County, WI | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.